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Journals / The International New Issues in Social Sciences / 2023 / Cilt: 11 Sayı: 1 - The International New Issues in Social Sciences (tini SoS)

The Effect Of The Digitalization Process On The Banking Sector

The Effect of The Digitalization Process on The Banking Sector

Yusuf TUNA
Özge FİDANBOY
Pages
77–106
Publication Date
2023-07-04
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

In the study, an assessment on the impact of the pandemic on the digitalization of the banking sector and the future of banking was held by including the effects of digital technologies on the banking sector, fintech concept and open banking issues.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:With the rapid progress of technology day by day, especially the banking sector within the financial sector follows these developments very closely and has entered the process of continuous development and transformation by making use of the technological infrastructure and opportunities at the highest level.
📊
Key Findings & Data:The concept of fintech, which came out as a result of the combination of the financial services sector and technology, has taken banking out of the traditional structure.
💡
Conclusion & Impact:In the study, an assessment on the impact of the pandemic on the digitalization of the banking sector and the future of banking was held by including the effects of digital technologies on the banking sector, fintech concept and open banking issues.
🔬Design:Research Article
📍Scope:Comprehensive Sample
⚙️Variables:open banking · API · PSD2

Abstract

With the rapid progress of technology day by day, especially the banking sector within the financial sector follows these developments very closely and has entered the process of continuous development and transformation by making use of the technological infrastructure and opportunities at the highest level. The concept of fintech, which came out as a result of the combination of the financial services sector and technology, has taken banking out of the traditional structure. With the emergence of the concept of open banking, giving the control of customer data to customers again came with competition, digitalization and transparency in the sector. In the study, an assessment on the impact of the pandemic on the digitalization of the banking sector and the future of banking was held by including the effects of digital technologies on the banking sector, fintech concept and open banking issues.

Özet

With the rapid progress of technology day by day, especially the banking sector within the financial sector follows these developments very closely and has entered the process of continuous development and transformation by making use of the technological infrastructure and opportunities at the highest level. The concept of fintech, which came out as a result of the combination of the financial services sector and technology, has taken banking out of the traditional structure. With the emergence of the concept of open banking, giving the control of customer data to customers again came with competition, digitalization and transparency in the sector. In the study, an assessment on the impact of the pandemic on the digitalization of the banking sector and the future of banking was held by including the effects of digital technologies on the banking sector, fintech concept and open banking issues.

🔖

Cite This Article

TUNA, Y., FİDANBOY, Ö. (2023). The Effect Of The Digitalization Process On The Banking Sector. The International New Issues in Social Sciences, Cilt: 11 Sayı: 1 - The International New Issues in Social Sciences (tini SoS), 77–106. https://ajindex.com/articles/952889

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