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Journals / Dokuz Eylül Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi / 2014 / Cilt: 29 - Sayı: 2

Parçalı geometrik değişimli seriler ile yeni borç ödeme modellerinin geliştirilmesi

Development of new loan payment models with piecewise geometric gradient series

Erdal AYDEMİR
Ramazan EROĞLU
Pages
95–106
Publication Date
2022-10-11
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

As a result, some numerical examples with solutions are given for the developedmodels.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Engineering economics plays an important role in decision making.
📊
Key Findings & Data:Also, the cashflows, time value of money and interest rates are the most important research fields inmathematical finance.
💡
Conclusion & Impact:As a result, some numerical examples with solutions are given for the developedmodels.
🔬Design:Modeling & Simulation
📍Scope:Comprehensive Sample
⚙️Variables:Domain Parameters

Abstract

Engineering economics plays an important role in decision making. Also, the cashflows, time value of money and interest rates are the most important research fields inmathematical finance. Generalized formulae obtained from a variety of models with thetime value of money and cash flows are inadequate to solve some problems. In this study, anew generalized formulae is considered for the first time and derived from a loan paymentmodel which is a certain number of payment amount determined by customer at thebeginning of payment period and the other repayments with piecewise linear gradientseries. As a result, some numerical examples with solutions are given for the developedmodels.

Özet

Karar vermede, mühendislik ekonomisi önemli rol oynamaktadır. Bununla birlikte,finans matematiği alanında en önemli konular arasında paranın nakit akışı, zaman de ğerive faiz oranları yer almaktadır. Paranın zaman de ğeri ve nakit akış ı problemlerinden eldeedilen formüller bilimsel yazında bulunmasına rağmen bazı problemlerin çözümünde buformüller yetersiz kalmaktadır. Bu çalışmada, baş langıçta belirli sayıda taksit miktarınımüşterinin belirlediği, sonraki taksit miktarlarının parçalı aritmetik (miktarsal) değişimgösterdiği bir borç ödeme modeli ilk olarak ele alınmakta ve çözüm için genel formüllerielde edilmektedir. Sonuçta, geliştirilen modeller sayısal örneklerle uygulamalı olarakgösterilmiştir.

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Cite This Article

AYDEMİR, E., EROĞLU, R. (2022). Parçalı geometrik değişimli seriler ile yeni borç ödeme modellerinin geliştirilmesi. Dokuz Eylül Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, Cilt: 29 - Sayı: 2, 95–106. https://ajindex.com/articles/490537

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