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Journals / Sosyoekonomi / 2022 / Cilt: 30 - Sayı: 51

Determinants of Household Saving Behaviour in Turkey

Türkiye’de Hanehalkı Tasarruf Davranışının Belirleyicileri

Kübranur ÇEBİ KARAASLAN
Erkan OKTAY
Ömer ALKAN
Pages
71–90
Publication Date
2022-01-31
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

According to the analysis results, the factors like the occupation of the household head, educational status, gender, age, marital status, household size, automobile ownership, and survey year were determined to affect the saving behaviour of households.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:The study aims to detect demographics and economic factors and the factors related to residential properties and social-environmental indicators affecting household savings in Turkey.
📊
Key Findings & Data:In the study, cross-sectional data was obtained from the Household Budget Survey conducted by the Turkish Statistical Institute between the years 2015-2017.
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Conclusion & Impact:According to the analysis results, the factors like the occupation of the household head, educational status, gender, age, marital status, household size, automobile ownership, and survey year were determined to affect the saving behaviour of households.
🔬Design:Survey & Empirical Study
📍Scope:2015-2017 Verileri
⚙️Variables:Hanehalkı Tasarrufları · Anket Verisi · Demografik ve Ekonomik Faktörler

Abstract

The study aims to detect demographics and economic factors and the factors related to residential properties and social-environmental indicators affecting household savings in Turkey. In the study, cross-sectional data was obtained from the Household Budget Survey conducted by the Turkish Statistical Institute between the years 2015-2017. Binary logistic regression and binary probit regression analyses determined household savings factors. According to the analysis results, the factors like the occupation of the household head, educational status, gender, age, marital status, household size, automobile ownership, and survey year were determined to affect the saving behaviour of households.

Özet

Bu çalışmanın amacı Türkiye’deki hanehalkı tasarruflarını etkileyen demografik, ekonomik faktörler ile konut özellikleri ve sosyal-çevresel göstergelere ilişkin faktörleri belirlemektir. Bu çalışmada, Türkiye İstatistik Kurumu tarafından 2015-2017 yılları arasında yapılan Hanehalkı Bütçe Araştırması anketinden elde edilen yatay- kesit verileri kullanılmıştır. Hanehalkı tasarruflarını etkileyen faktörleri belirlemek için binary lojistik regresyon ve binary probit regresyon analizleri uygulanmıştır. Analiz sonuçlarına göre, hane reisinin mesleği, eğitim durumu, cinsiyeti, yaşı, medeni durumu, hanehalkı büyüklüğü, otomobil sahipliği ve anket yılı gibi faktörlerin hanelerin tasarruf tutumları üzerinde etkili olduğu tespit edilmiştir.

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Cite This Article

KARAASLAN, K. Ç., OKTAY, E., ALKAN, Ö. (2022). Determinants of Household Saving Behaviour in Turkey. Sosyoekonomi, Cilt: 30 - Sayı: 51, 71–90. https://ajindex.com/articles/382658

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