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Journals / Scientific Journal of Finance and Financial Law Studies / 2026 / Cilt: 6 Sayı: 2

The Historical Development and Digital Transformation of Fraud: A Conceptual Analysis of Methods and Contemporary Approaches

Dolandiriciliğin Tarihsel Gelişimi Ve Dijital Dönüşümü: Yöntemler Ve Güncel Yaklaşimlar Üzerine Kavramsal Bir İnceleme

Abdurrezzak Çelik(SIIRT UNIVERSITY)0000-0003-1128-534X
Pages
87–117
Publication Date
2026-10-28
🏛️Bibliographic metadata and full text access for this article are provided via DergiPark.
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Findings indicate that fraud has become increasingly complex, organized, and global in parallel with technological advancements.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Fraud is an important type of crime that has affected societies throughout human history with economic, social, and psychological dimensions.
📊
Key Findings & Data:With the development of trade, increasing complexity of economic systems, and widespread digital technologies, fraud methods have undergone transformation.
💡
Conclusion & Impact:Findings indicate that fraud has become increasingly complex, organized, and global in parallel with technological advancements.
🔬Design:Review & Systematic Survey
📍Scope:Comprehensive Sample
⚙️Variables:Dolandırıcılık · finansal suçlar · siber dolandırıcılık

Abstract

Fraud is an important type of crime that has affected societies throughout human history with economic, social, and psychological dimensions. With the development of trade, increasing complexity of economic systems, and widespread digital technologies, fraud methods have undergone transformation. This study examines fraud from a historical perspective, analyzing the process from ancient times to modern digital fraud types. Based on a literature review, studies from databases such as Google Scholar, DergiPark, ResearchGate, and Scopus were analyzed. The conceptual framework, types of fraud, financial crimes, social engineering, and cyber fraud methods were examined. In addition, psychological and sociological dimensions explain how individuals are deceived through cognitive biases, emotional vulnerabilities, and manipulation techniques. Findings indicate that fraud has become increasingly complex, organized, and global in parallel with technological advancements.

Özet

Dolandırıcılık, insanlık tarihi boyunca ekonomik, sosyal ve psikolojik boyutlarıyla toplumları etkileyen önemli bir suç türüdür. Ticaretin gelişmesi, ekonomik sistemlerin karmaşıklaşması ve dijital teknolojilerin yaygınlaşmasıyla birlikte dolandırıcılık yöntemleri dönüşüm geçirmiştir. Bu çalışma, dolandırıcılığı tarihsel bir perspektifle ele alarak antik dönemlerden günümüz dijital dolandırıcılık türlerine uzanan süreci incelemektedir. Literatür taramasına dayalı araştırmada Google Scholar, DergiPark, ResearchGate ve Scopus gibi veri tabanlarındaki çalışmalar incelenmiştir. Dolandırıcılığın kavramsal çerçevesi, türleri, finansal suçlar, sosyal mühendislik ve siber dolandırıcılık yöntemleri ele alınmıştır. Ayrıca bireylerin bilişsel yanlılıklar, duygusal zafiyetler ve sosyal manipülasyon teknikleri yoluyla nasıl kandırıldığı açıklanmıştır. Bulgular, dolandırıcılık faaliyetlerinin teknolojik gelişmelere paralel olarak daha karmaşık, örgütlü ve küresel bir yapıya dönüştüğünü göstermektedir.

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Cite This Article

Çelik, A. (2026). The Historical Development and Digital Transformation of Fraud: A Conceptual Analysis of Methods and Contemporary Approaches. Scientific Journal of Finance and Financial Law Studies, Cilt: 6 Sayı: 2, 87–117. https://doi.org/10.71284/sjffls.2026622

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