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Journals / Muhasebe Bilim Dünyası Dergisi / 2022 / Cilt: 24 - Sayı: COVID-19 Özel Sayısı

THE EFFECT OF COVID-19 PANDEMIC ON LIQUIDITY AND PROFITABILITY STRUCTURE OF DEPOSIT BANKS: AN ANALYSIS ON BIST BANKING INDEX

COVID-19 PANDEMİSİNİN MEVDUAT BANKALARININ LİKİDİTE VE KARLILIK YAPISINA ETKİSİ: BİST BANKACILIK ENDEKSİ ÜZERİNE BİR İNCELEME

Nevzat ÇALIŞ
Şakir SAKARYA
Pages
194–210
Publication Date
2022-10-19
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

On the other hand, while a statistically significant relationship was found between profitability and covid-19 pandemic in 2017 and 2018 before Covid, no significant relationship was found with 2019.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:The study examines the impact of the Covid-19 Pandemic on the liquidity and profitability of deposit banks in the BIST Banking Index.
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Key Findings & Data:While the years 2017, 2018 and 2019 were chosen as the pre-covid period, the year 2020 was chosen to represent the covid period.
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Conclusion & Impact:On the other hand, while a statistically significant relationship was found between profitability and covid-19 pandemic in 2017 and 2018 before Covid, no significant relationship was found with 2019.
🔬Design:Research Article
📍Scope:2017 Verileri
⚙️Variables:COVID-19 Pandemisi · Likidite · Karlılık

Abstract

The study examines the impact of the Covid-19 Pandemic on the liquidity and profitability of deposit banks in the BIST Banking Index. While the years 2017, 2018 and 2019 were chosen as the pre-covid period, the year 2020 was chosen to represent the covid period. In order to measure liquidity, the Liquid Assets/Short-Term Liabilities ratio was used and the Return on Equity (ROE) was used as the profitability ratio. Wilcoxon signed-rank test was used to measure the relationship between variables in the study. As a result of the study, a significant relationship was found between the liquidity of deposit banks and the covid-19 pandemic in 2017. As a result of the analysis applied to the other two periods, 2018 and 2019, before Covid, no significant relationship was found between the pandemic and liquidity. On the other hand, while a statistically significant relationship was found between profitability and covid-19 pandemic in 2017 and 2018 before Covid, no significant relationship was found with 2019.

Özet

Çalışma Covid-19 Pandemisinin BİST Bankacılık Endeksinde yer alan mevduat bankalarının likidite ve karlılığı üzerindeki etkisini incelemektedir. Covid öncesi dönem olarak 2017, 2018 ve 2019 yılları seçilirken covid dönemini temsilen 2020 yılı seçilmiştir. Likiditeyi ölçmek için Likit Aktifler/Kısa Vadeli Yükümlülükler oranı kullanılırken karlılık oranı olarak da Özkaynak Karlılığı (ROE) kullanılmıştır. Çalışmada değişkenler arasındaki ilişkiyi ölçmek için Wilcoxon işaretli sıralar testi kullanılmıştır. Çalışma sonucunda 2017 yılında mevduat bankalarının likiditesi ile covid-19 pandemisi arasında anlamlı bir ilişki tespit edilmiştir. Covid öncesi diğer iki dönem olan 2018 ve 2019 yıllarına uygulanan analiz sonucunda ise pandemi ile likidite arasında anlamlı bir ilişki tespit edilememiştir. Diğer taraftan Covid öncesi 2017 ve 2018 yıllarında karlılık ve covid-19 pandemisi arasında istatistiksel olarak anlamlı bir ilişki tespit edilirken, 2019 yılı ile anlamlı bir ilişki tespit edilememiştir.

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Cite This Article

ÇALIŞ, N., SAKARYA, Ş. (2022). THE EFFECT OF COVID-19 PANDEMIC ON LIQUIDITY AND PROFITABILITY STRUCTURE OF DEPOSIT BANKS: AN ANALYSIS ON BIST BANKING INDEX. Muhasebe Bilim Dünyası Dergisi, Cilt: 24 - Sayı: COVID-19 Özel Sayısı, 194–210. https://ajindex.com/articles/582056

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