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Journals / Bankacılar / 2019 / Cilt: 30 - Sayı: 108

Reinsurance Practice on Export Credits

Alacak SigortasÕnda Reasürans UygulamalarÕ

Bekir Selman YILDIRIM
Banu ERKÖK
Pages
79–96
Publication Date
2022-10-11
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

In this context, within this paper, credit insurance principles and the functions and the methods of reinsurance are discussed in order to find out the best reinsurance method for the credit insurance company.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:n today's world where trade is becoming increasingly globalized and risks are increasing, the credit insurance requirement of the companies is also increasing.
📊
Key Findings & Data:Through reinsurance, the insurance companies not only increases their business acceptance capacity but also supports their financial structure.
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Conclusion & Impact:In this context, within this paper, credit insurance principles and the functions and the methods of reinsurance are discussed in order to find out the best reinsurance method for the credit insurance company.
🔬Design:Research Article
📍Scope:Comprehensive Sample
⚙️Variables:Domain Parameters

Abstract

n today's world where trade is becoming increasingly globalized and risks are increasing, the credit insurance requirement of the companies is also increasing. Within the credit insurance program the insurance companies insures the receivables, against commercial and political risks arising from the sales of the companies. Due to credit insurance activities, the size of the risks undertaken directly affects their capital adequacy. This is where the reinsurance is involved. Through reinsurance, the insurance companies not only increases their business acceptance capacity but also supports their financial structure. In this context, within this paper, credit insurance principles and the functions and the methods of reinsurance are discussed in order to find out the best reinsurance method for the credit insurance company.

Özet

Ticaretin giderek küreselleúti÷i ve konjonktürel risklerin arttÕ÷Õ günümüz dünyasÕnda úirketlerin alacak sigortasÕna olan ihtiyaçlarÕ da artmaktadÕr. Türkiye’de faaliyet göstermekte olan sigorta firmalarÕ alacak sigortasÕ hizmetleri ile firmalarÕn gerek yurt içi gerekse yurt dÕúÕ satÕúlarÕndan do÷an tahsilat riskini teminat altÕna almaktadÕr. Alacak sigortasÕ finansman teminine de hizmet etmektedir. Alacak sigortasÕ faaliyetleri nedeniyle sigorta kuruluúlarÕnÕn üstlendi÷i risklerin boyutu sermaye yeterlili÷ini direkt olarak etkilemektedir. Bu noktada reasürans devreye girmektedir. Sigorta kuruluúlarÕ, reasürans temin etmek suretiyle taúÕdÕklarÕ risklerin da÷ÕtÕlmasÕnÕ sa÷lamakta; böylelikle, iú kabul kapasitelerini artÕrmakta, mali yapÕlarÕnÕ desteklemektedir. Bu ba÷lamda, bu çalÕúmada alacak sigortasÕ hakkÕnda temel bilgiler verilmekte ve bu alanda faaliyet göstermekte olan sigorta kuruluúlarÕnÕn karlÕlÕk ve risk bakÕmÕndan taúÕmakta olduklarÕ riski hangi metotla reasürans firmalarÕna devretmelerinin etkin oldu÷u araútÕrÕlmaktadÕr.

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Cite This Article

YILDIRIM, B. S., ERKÖK, B. (2022). Reinsurance Practice on Export Credits. Bankacılar, Cilt: 30 - Sayı: 108, 79–96. https://ajindex.com/articles/461738

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References (2)

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