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Journals / Tarım Ekonomisi Dergisi / 2016 / Cilt: 22 - Sayı: 2

Türkiye'de Buğday Bitkisel Ürün Sigortası için Aktüerya] Prim Hesabı

Actuarial Premium Calculationfor Wheat CropInsurance in Turkey

ŞULE ŞAHİN
UĞUR KARABEY
ŞAHAP KASIRGA YILDIRAK
BAŞAK BULUT KARAGEYİK
EZGİ NEVRUZ
Pages
5777–4
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

After deciding the statistical distributions ofthe claims paid for each district, the actuarial fair premiums have been calculated based on different premium principles and loading factors considering the actuarial balance.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:In this paper, the loss distributions of the wheat crop insurance for different geographical hazard districts have been analysed and the actuarial fair premiums have been calculated.
📊
Key Findings & Data:The claim amounts of the wheat crop insurance covering hail risk between the years 2010-2014 have been examined by statistical methods for different geographical hazard districts classified by the Agricultural Insurance Pool (TARSİM).
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Conclusion & Impact:After deciding the statistical distributions ofthe claims paid for each district, the actuarial fair premiums have been calculated based on different premium principles and loading factors considering the actuarial balance.
🔬Design:Lab & Field Experiment
📍Scope:2010-2014 Verileri
⚙️Variables:Domain Parameters

Abstract

In this paper, the loss distributions of the wheat crop insurance for different geographical hazard districts have been analysed and the actuarial fair premiums have been calculated. The claim amounts of the wheat crop insurance covering hail risk between the years 2010-2014 have been examined by statistical methods for different geographical hazard districts classified by the Agricultural Insurance Pool (TARSİM). After deciding the statistical distributions ofthe claims paid for each district, the actuarial fair premiums have been calculated based on different premium principles and loading factors considering the actuarial balance.

Özet

Bu çalışmada Türkiye'deki mevcut buğday bitkisel ürün sigortası için farklı coğrafi tehlike bölgeleri bazında hasar tutarları incelenmiş ve aktüeryal adil primler hesaplanmıştır. Tarım Sigortaları Havuzu (TARSİM) tarafından belirlenen coğrafi tehlike bölgeleri dikkate alınarak 2010-2014 yılları arasında buğday bitkisel ürün sigortası için dolu teminatı veren sigorta poliçelerinde ödenen hasar tutarları istatistiksel yöntemlerle analiz edilmiştir. Her bir tehlike bölgesi hasar verisine uyğun istatistiksel dağılım belirlendikten sonra aktüeryal denge göz önünde bulundurularak farklı prim hesaplama prensipleri ve yükleme faktörlerine göre aktüeryal primler hesaplanmıştır.

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Cite This Article

ŞAHİN, Ş., KARABEY, U., YILDIRAK, Ş. K., KARAGEYİK, B. B., NEVRUZ, E. (2016). Türkiye'de Buğday Bitkisel Ürün Sigortası için Aktüerya] Prim Hesabı. Tarım Ekonomisi Dergisi, Cilt: 22 - Sayı: 2, 5777–4. https://ajindex.com/articles/358933

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