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Journals / Finans Politik ve Ekonomik Yorumlar Dergisi / 2014 / Cilt: 51 - Sayı: 593

Financial Literacy: An Emprical Study on the Connection between Knowledge, Attitudes and Behavior of the University Students

Finansal Okuryazarlık: Üniversite Öğrencilerinin Bilgi, Tutum ve Davranışları Arasındaki İlişki Üzerine Ampirik Bir Çalışma

HAŞMET SARIGÜL
Pages
53–76
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Findings suggest that there are statistically significant differences among financial knowledge, sociodemographics and financial behavior and atti- tudes of the students

📌 3 Key Takeaways

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Objective & Hypothesis:The research examines the relationship between personal financial knowledge and selected socio-demographic variables of university students in terms of best practice financial behavior and attitude.
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Key Findings & Data:In order to determine which groups in the sample have significant differences, Tukey’s HSD test was performed as a post-hoc test.
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Conclusion & Impact:Findings suggest that there are statistically significant differences among financial knowledge, sociodemographics and financial behavior and atti- tudes of the students
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:Domain Parameters

Abstract

The research examines the relationship between personal financial knowledge and selected socio-demographic variables of university students in terms of best practice financial behavior and attitude. For this purpose, a survey was imple- mented to the students of three universities in Konya. One Way ANOVA and t test techniques were used to test the hypothesis. In order to determine which groups in the sample have significant differences, Tukey’s HSD test was performed as a post-hoc test. Findings suggest that there are statistically significant differences among financial knowledge, sociodemographics and financial behavior and atti- tudes of the students

Özet

Çalışmanın amacı üniversite öğrencilerinin finansal tutum ve davranışlarının; fi- nansal bilgi düzeyleri ve sosyodemografik özellikleri ile ilişkili olup olmadığının araştırılmasıdır. Bu kapsamda Konya’da üç farklı üniversitede öğrenim görmekte olan öğrencilere anket uygulanmıştır. Verilerin analizinde T testi veya Tek Yönlü Varyans Analizi teknikleri kullanılmış, değişkenler arasında bulunan ilişkinin han- gi değişkenler arasında ve ne yönde olduğunu belirlemek için post-hoc test ola- rak Tukey testi uygulanmıştır. Elde edilen bulgular, uygulanan Finansal Okurya- zarlık Tutum ve Davranış Ölçeği ve alt boyutları ile katılımcıların finansal bilgi dü- zeyleri ve sosyodemografik değişkenleri arasında anlamlı ilişkiler bulunduğunu göstermiştir. Buna göre öğrencilerin finansal tutum ve davranışları sosyodemog- rafik değişkenlere ve finansal bilgi düzeyine bağlı olarak farklılaşmaktadır.

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Cite This Article

SARIGÜL, H. (2014). Financial Literacy: An Emprical Study on the Connection between Knowledge, Attitudes and Behavior of the University Students. Finans Politik ve Ekonomik Yorumlar Dergisi, Cilt: 51 - Sayı: 593, 53–76. https://ajindex.com/articles/224208

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