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Journals / Finans Ekonomi ve Sosyal Araştırmalar Dergisi / 2024 / Cilt: 9 Sayı: 4

THE RELATIONSHIP BETWEEN THE FINANCIAL PERFORMANCE INDICATORS OF PARTICIPATION BANKS AND MACROECONOMIC FACTORS

KATILIM BANKALARININ FİNANSAL PERFORMANS GÖSTERGELERİ İLE MAKROEKONOMİK FAKTÖRLER ARASINDAKİ İLİŞKİ

Hülya Er(BOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ)0000-0002-3715-2433
Pages
355–363
Publication Date
2024-12-31
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The findings indicate that the financial performance indicators of participation banks in Turkey are associated with inflation.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:The change in macroeconomic indicators can affect the financial performance of participation banks.
📊
Key Findings & Data:Therefore, participation banks must develop strategies considering the changing economic conditions to maintain, increase, and sustain their assets and profitability in a competitive environment.
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Conclusion & Impact:The findings indicate that the financial performance indicators of participation banks in Turkey are associated with inflation.
🔬Design:Araştırma Makalesi
📍Scope:2008-2022 Verileri
⚙️Variables:Finans · İslami Finans · Katılım Bankacılığı

Abstract

The change in macroeconomic indicators can affect the financial performance of participation banks. Therefore, participation banks must develop strategies considering the changing economic conditions to maintain, increase, and sustain their assets and profitability in a competitive environment. This study examines the relationship between the financial performance indicators of participation banks operating in Turkey and macroeconomic factors. Quantitative analysis methods, including variance, correlation, and regression analyses, were conducted using data from 2008-2022. The study found no relationship between Gross Domestic Product and the performance indicators of participation banks. However, inflation was observed to impact the Return on Equity, Return on Assets, and Capital Adequacy Ratio. The findings indicate that the financial performance indicators of participation banks in Turkey are associated with inflation. This study aims to understand the impact of macroeconomic conditions on the financial performance of participation banks and to contribute to the strengthening of the banking sector and the growth of the national economy

Özet

Makroekonomik göstergelerdeki değişim, katılım bankalarının finansal performanslarını etkileyebilmektedir. Bu nedenle, katılım bankalarının, rekabet ortamında varlıklarını koruyabilmesi, artırabilmesi ve karlılıklarını sürdürebilmesi için değişen ekonomik koşulları göz önünde bulundurarak stratejiler geliştirebilmeleri önem arz etmektedir. Bu çalışmanın amacı, Türkiye’de faaliyet gösteren katılım bankalarının finansal performans göstergeleri ile makroekonomik faktörler arasındaki ilişkiyi incelemektir. Çalışmada, 2008-2022 yılları arasındaki veriler, nicel analiz yöntemlerinden fark, korelasyon ve regresyon analizleri ile test edilmiştir. Çalışma soncunda, Gayri Safi Yurtiçi Hasıla ile katılım bankalarının performans göstergeleri arasındaki ilişki olmadığı tespit edilmiştir. Enflasyonun Öz Sermaye Karlılık Oranı, Aktif Karlılık Oranı ve Sermaye Yeterlilik Oranı üzerinde etkisi olduğu görülmüştür. Elde edilen bulgular, Türkiye'deki katılım bankalarının finansal performans göstergelerinin enflasyonla ilişkili olduğunu ortaya koymaktadır. Bu çalışma, makroekonomik koşulların katılım bankalarının finansal performansına etkisini anlamayı ve bu anlayışın bankacılık sektörünün güçlenmesine ve ülke ekonomisinin büyümesine katkıda bulunabileceğini hedeflemektedir.

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Cite This Article

Er, H. (2024). THE RELATIONSHIP BETWEEN THE FINANCIAL PERFORMANCE INDICATORS OF PARTICIPATION BANKS AND MACROECONOMIC FACTORS. Finans Ekonomi ve Sosyal Araştırmalar Dergisi, Cilt: 9 Sayı: 4, 355–363. https://doi.org/10.29106/fesa.1531022

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