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Journals / BDDK Bankacılık ve Finansal Piyasalar Dergisi / 2013 / Cilt: 7 - Sayı: 1

Gelir çeşitlendirmesi ve banka performansı: Türk bankacılık sektöründen bulgular

Income diversification and bank performance: Evidence from turkish banking sector

ALİ OSMAN GÜRBÜZ
SERHAT YANIK
YUSUF AYTÜRK
Pages
9–29
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Our empirical results indicate that income diversification increases risk-adjusted financial performance of Turkish deposit banks.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:In this study, relationship between non-interest income generating activities (income diversification) and risk-adjusted bank performance is investigated by using yearly data of Turkish deposit banks for the period of 2005 – 2011.
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Key Findings & Data:System Generalized Method of Moments (System-GMM) estimators are used in this study with an unbalanced panel dataset of 26 banks.
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Conclusion & Impact:Our empirical results indicate that income diversification increases risk-adjusted financial performance of Turkish deposit banks.
🔬Design:Research Article
📍Scope:2005 Verileri
⚙️Variables:Domain Parameters

Abstract

In this study, relationship between non-interest income generating activities (income diversification) and risk-adjusted bank performance is investigated by using yearly data of Turkish deposit banks for the period of 2005 – 2011. System Generalized Method of Moments (System-GMM) estimators are used in this study with an unbalanced panel dataset of 26 banks. Our empirical results indicate that income diversification increases risk-adjusted financial performance of Turkish deposit banks.

Özet

Bu çalışmada, faiz dışı gelir yaratan faaliyetler (gelir çeşitlendirmesi) ve riske göre düzeltilmiş banka performansı arasındaki ilişki, Türk mevduat bankalarına ait 2005 – 2011 dönemi yıllık verileri kullanılarak incelenmektedir. Bu çalışmada, sistem genel momentler yöntemi (Sistem- GMM) tahmincileri, 26 bankanın yer aldığı dengesiz bir panel veri setiyle kullanılmaktadır. Ampirik sonuçlarımız, gelir çeşitlendirmesinin Türk mevduat bankalarının riske göre düzeltilmiş finansal performansını arttırdığını göstermektedir.

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Cite This Article

GÜRBÜZ, A. O., YANIK, S., AYTÜRK, Y. (2013). Gelir çeşitlendirmesi ve banka performansı: Türk bankacılık sektöründen bulgular. BDDK Bankacılık ve Finansal Piyasalar Dergisi, Cilt: 7 - Sayı: 1, 9–29. https://ajindex.com/articles/144241

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