The subject of this article is whether credit file charges collected from commercial credit customers by banks should be reimbursed to customers or not.
📌 3 Key Takeaways
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Objective & Hypothesis:Upon court decisions on reimbursement of unlawfully collected fees and commissions such as credit file charges in consumer credit applications to customers, it has been observed that commercial credit customers have also initiated to apply to courts for the return of credit file charges collected from them by banks.
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Key Findings & Data:Upon court decisions on reimbursement of unlawfully collected fees and commissions such as credit file charges in consumer credit applications to customers, it has been observed that commercial credit customers have also initiated to apply to courts for the return of credit file charges collected from them by banks.
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Conclusion & Impact:The subject of this article is whether credit file charges collected from commercial credit customers by banks should be reimbursed to customers or not.
🔬Design:Research Article
📍Scope:Comprehensive Sample
⚙️Variables:Bankalar · Ticari Krediler · Dosya Masrafı
Abstract
Upon court decisions on reimbursement of unlawfully collected fees and commissions such as credit file charges in consumer credit applications to customers, it has been observed that commercial credit customers have also initiated to apply to courts for the return of credit file charges collected from them by banks. The subject of this article is whether credit file charges collected from commercial credit customers by banks should be reimbursed to customers or not.
Özet
Mahkeme kararlarıyla bireysel kredi müşterilerinin kullandıkları tüketici kredilerinden tahsil edilen dosya masrafı/istihbarat ücreti gibi masrafların tüketicilerden haksız ve hukuksuz olarak tahsil edildiği gerekçesiyle geri ödenmesine karar verilmesi üzerine ticari kredi müşterilerinin de dosya masrafı gibi masrafların kendilerine iade edilmesi için mahkemelere başvurdukları görülmektedir. Bu makalenin konusunu “ticari kredilerdeki dosya masrafının kredi müşterisine iade edilip edilemeyeceği” oluşturmaktadır
YILMAZ, R. (2016). Reimbursement of Commercial Loan Application Charges from Banks to Loan Customers. Finans Politik ve Ekonomik Yorumlar, Sayı: 611, 9–14. https://ajindex.com/articles/989234
, 4077-6502 Sayılı Tüketicinin Korunması Hakkındaki Kanun Karşılaştırması, Ankara Barosu Başkanlığı, An¬kara, http:// www.ankarabarosu.org. tr/Siteler/2012yayin/2011sonrasikitap/ tuketici-kitap-web.pdf KARA, İlhan
, “6502 Sayılı TKHK’da Bankacılık İşlemleri Nedeni İle Tüketiciden Alınabilecek Masraflar, BDDK Kararı, Kanuna Aykırı Uygulamalar ve Çözüm Yolları”, İstanbul Barosu Dergisi, 89 (2), ss. 3-53.