Journals / Optimum Ekonomi ve Yönetim Bilimleri Dergisi / 2021 / Cilt: 8 - Sayı: 1

Relationship between Loans and Export in Turkey: Comparative Analysis of Islamic and Conventional Banks

Türkiye’de Kredi ve İhracat Arasındaki İlişki: İslami ve Konvansiyonel Bankaların Karşılaştırmalı Analizi

Pages
43–58
Publication Date
2021-01-15
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Although the share of funds directed to the real sector and production is low for Islamic banks, the loans supplied by Islamic banks have a stronger causal effect on exports compared to conventional banks.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Financial flows have a potential to influence the economic activity and exports.
📊
Key Findings & Data:In this study, causality relationships between both total loans and medium-long term loans and exports were investigated by the Toda-Yamamoto method for various exporting manufacturing industries in Turkey for the period 2006-2019.
💡
Conclusion & Impact:Although the share of funds directed to the real sector and production is low for Islamic banks, the loans supplied by Islamic banks have a stronger causal effect on exports compared to conventional banks.
🔬Design:Research Article
📍Scope:2006-2019 Verileri
⚙️Variables:İslami bankacılık · banka kredileri · Türk bankacılık sistemi

Abstract

Financial flows have a potential to influence the economic activity and exports. In this study, causality relationships between both total loans and medium-long term loans and exports were investigated by the Toda-Yamamoto method for various exporting manufacturing industries in Turkey for the period 2006-2019. Although the share of funds directed to the real sector and production is low for Islamic banks, the loans supplied by Islamic banks have a stronger causal effect on exports compared to conventional banks.

Özet

Finansal akımlar, ekonomik faaliyetleri ve ihracatı etkileme potansiyeline sahiptir. Bu çalışmada, 2006-2019 dönemi için hem toplam hem de orta-uzun vadeli krediler ile ihracat arasındaki nedensellik ilişkileri birçok ihracatçı imalat sanayi sektörü için Toda-Yamamoto yöntemiyle araştırılmıştır. Üretime ve reel sektöre aktarılan fonların payı İslami bankalar için düşük olmasına rağmen, konvansiyonel bankalara kıyasla İslami banka kredilerinin ihracat üzerinde daha güçlü bir nedensel etkisi vardır.

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Cite This Article

ERGEÇ, E., KAYTANCI, B. G. (2021). Relationship between Loans and Export in Turkey: Comparative Analysis of Islamic and Conventional Banks. Optimum Ekonomi ve Yönetim Bilimleri Dergisi, Cilt: 8 - Sayı: 1, 43–58. https://ajindex.com/articles/82846

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