SavedAdd your journal

Journals / Manisa Celal Bayar Üniversitesi Sosyal Bilimler Dergisi / 2020 / Cumhuriyet Armağan Sayısı

An Investigation On Determining The Financial Literacy Levels Of University Employees

Üniversite Çalışanlarının Finansal Okuryazarlık Düzeylerinin Belirlenmesine Yönelik Bir Araştırma

Hakan ÖNDES
Nuran BAYRAM ARLI
Pages
101–116
Publication Date
2020-10-28
DOI
—
🏛️Bibliographic metadata and full text access for this article are provided via DergiPark.
DergiPark Record ↗
✨

AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The t test and variance anaysis showed that gender, marital status, financial follow-up and financial assets had statistically significant differences for the level of financial literacy.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:In this study, it is aimed to examine the level of financial literacy for university staff.
📊
Key Findings & Data:Accordingly, the preparing survey was applied to 263 people in a public university.
💡
Conclusion & Impact:The t test and variance anaysis showed that gender, marital status, financial follow-up and financial assets had statistically significant differences for the level of financial literacy.
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:Finansal Okuryazarlık · Açıklayıcı ve Doğrulayıcı Faktör Analizi · T Testi ve Varyans Analizi

Abstract

In this study, it is aimed to examine the level of financial literacy for university staff. Accordingly, the preparing survey was applied to 263 people in a public university. In the light of the data obtained, explanatory and confirmatory factor analysis was used to determine the reliability and validity of the scales and also the level of financial literacy. As a result of factor analysis, four different scales were obtained related to single factor structures. Related factors could explain 38% to 65% of the total variance. The reliability coefficients obtained for each scale, the scale showed that has been a valid and consistent data collection function. Goodness of fit criteria also indicated good fit in terms of results. The t test and variance anaysis showed that gender, marital status, financial follow-up and financial assets had statistically significant differences for the level of financial literacy.

Özet

Bu çalışmada, üniversite personeline yönelik olarak finansal okuryazarlık seviyesinin incelenmesi amaçlanmıştır. Bu doğrultuda, hazırlanan anket bir kamu üniversitesinde 263 kişiye uygulanmıştır. Elde edilen veriler ışığında açıklayıcı ve doğrulayıcı faktör analizi uygulanarak ölçeklerin güvenirlik ve geçerlilikleri tespit edilerek finansal okuryazarlık düzeyi belirlenmiştir. Açıklayıcı ve doğrulayıcı faktör analizleri sonucunda dört farklı ölçeğe ilişkin tek faktörlük yapılar elde edilmiş olup, faktörler toplam varyansın %38 ile %65’lik kısmını açıklayabilmiştir. Her bir ölçeğe ilişkin elde edilen güvenirlik katsayıları, ölçeğin geçerli ve tutarlı veri toplama işlevine sahip olduğunu göstermiştir. Uyum iyiliği kriterleri de sonuçları açısından iyi bir uyuma işaret etmiştir. Gerçekleştirilen t testi ve varyans analizi; cinsiyet, medeni durum, finans takibi ve finansal varlıkların, finansal okuryazarlık düzeyi için istatistiksel olarak anlamlı farklılığa sahip olduğunu göstermiştir.

🔖

Cite This Article

ÖNDES, H., ARLI, N. B. (2020). An Investigation On Determining The Financial Literacy Levels Of University Employees. Manisa Celal Bayar Üniversitesi Sosyal Bilimler Dergisi, Cumhuriyet Armağan Sayısı, 101–116. https://ajindex.com/articles/69409

📄 Full Text PDF Viewer

📄

PDF görüntüleyici hazırlanıyor...

References (9)

  1. Ansong, A. & Gyensare, M. A. (2012). Determinants of university working-students’ financial literacy at the university of cape coast, ghana. International Journal of Business and Management, 7 (9), 126–133.
  2. Atkinson, A. & Messy, F. (2012). Measuring financial literacy: results of the oecd / ınternational network on financial education (ınfe) pilot study. OECD Working Papers on Finance, Insurance and Private Pensions, No. 15. Bayram, N. (2016). Yapısal eşitlik modellemesine giriş: amos uygulamaları. Ezgi Kitapevi, Bursa. Bayram, N. (2017). Sosyal bilimlerde spss ile veri analizi. Ezgi Kitabevi,
  3. Bursa. Chen, H. & Volpe R.P. (1998). An analysis of personal financial literacy among college students. Financial Services Revenue, 7 (2), 107–128. Chinen K. & Endo H. (2012). Effect of attitude and background on personal finance ability: a student survey in the united state. International Journal of Management, (29).1: 33-45.
  4. Criddle, E. (2006). Financial literacy: goals and values, not just numbers. Alliance, (34)/4. Danes, S.M. & Haberman, H.R. (2007). Teen financial knowledge, self efficacy, and behavior: a gendered view. Financial Counseling Planning, 18 (2), 48–60.
  5. Ergün, K. (2018). Üniversite öğrencilerinin finansal okuryazarlığı: balıkesir üniversitesi örneği. Yayınlanmamış Doktora Tezi, Balıkesir Üniversitesi Sosyal Bilimler Enstitüsü. Hung, A., Parker, A. & Yoong, J. (2009). Defining and measuring financial literacy. RAND Working Paper 708. Huston, S.J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44 (2), 296–316.
  6. International Wellbeing Group (2013). Personal wellbeing index (Adult),Manual (5th edn.). Johnson, A.C. (2001). Evaluating a financial assessment tool: the financial checkup (Dissertation). Utah University, United States. Joo, S. (2008). Personal financial wellness. In J. J. Xiao (Ed.), Handbook of Consumer Research (pp. 21–33), New York: Springer. Jorgensen, B. L. & Savla, J. (2010). Financial Literacy of young adults: the ımportance of parental socialization. Family Relations, 59, 465-478.
  7. Knoll, M. A. Z. & Houts, C.R. (2012). The financial knowledge scale: an application of item response theory to the assessment of financial literacy. Journal of Consumer Affairs, 46 (3), 381–410.
  8. Louw, J., Fouche, J. & Oberholzer, M. (2013). Financial literacy needs of south african third-year university students. International Business & Economics Research Journal, 12(4):439-450.
  9. Lusardi, A. & Tufano, P. (2008). Debt literacy, financial