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Journals / Business and Management Studies: An International Journal / 2016 / Cilt: 4 - Sayı: 2

FİNANSAL TÜKETİCİLERİN BİREYSEL EMEKLİLİK KARARLARINI ETKİLEYEN FAKTÖRLER: BİR LİTERATÜR TARAMASI VE KAVRAMSAL ÇERÇEVE ÖNERİSİ

FACTORS AFFECTING FINANCIAL CONSUMERS' PRIVATE PENSION PLAN DECISIONS: A LITERATURE REVIEW AND A CONCEPTUAL FRAMEWORK PROPOSAL

Aslı Elif AYDIN
ELİF AKBEN SELÇUK
Pages
226–245
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Based on this survey of literature, we develop a number of propositions, which are expected to benefit individual retirement planners and pension institutions in gaining a better understanding of retirement saving decisions.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:The objective of this study is to propose a framework related to financial consumers' private pension plan decisions.
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Key Findings & Data:Specifically, we review the factors affecting consumers' participation, contribution and asset allocation decisions regarding private pensions.
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Conclusion & Impact:Based on this survey of literature, we develop a number of propositions, which are expected to benefit individual retirement planners and pension institutions in gaining a better understanding of retirement saving decisions.
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:Domain Parameters

Abstract

The objective of this study is to propose a framework related to financial consumers' private pension plan decisions. Specifically, we review the factors affecting consumers' participation, contribution and asset allocation decisions regarding private pensions. The factors discussed include situational and dispositional factors, personality, motivation, financial literacy, and external influences. Based on this survey of literature, we develop a number of propositions, which are expected to benefit individual retirement planners and pension institutions in gaining a better understanding of retirement saving decisions.

Özet

Bu çalışmanın amacı finansal tüketicilerin bireysel emeklilik planları ile ilgili kararlarına yönelik bir çerçeve sunmaktır. Özellikle, tüketicilerin bireysel emeklilik sistemine katılım kararı, yatırılan miktar ve varlıkların dağılımı ile ilgili kararlarını etkileyen faktörler gözden geçirilmiştir. Bahsedilen faktörler durumsal ve ruhsal faktörleri, kişilik özelliklerini, motivasyonu, finansal okuryazarlığı ve dış etmenleri içermektedir. Bu literatür taraması temek alınarak bireysel emeklilik danışmanları ve kurumlara emeklilik birikimlerini daha iyi anlamada yarar sağlaması beklenen bazı önermeler geliştirilmiştir.

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Cite This Article

AYDIN, A. E., SELÇUK, E. A. (2016). FİNANSAL TÜKETİCİLERİN BİREYSEL EMEKLİLİK KARARLARINI ETKİLEYEN FAKTÖRLER: BİR LİTERATÜR TARAMASI VE KAVRAMSAL ÇERÇEVE ÖNERİSİ. Business and Management Studies: An International Journal, Cilt: 4 - Sayı: 2, 226–245. https://ajindex.com/articles/210737

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