Journals / Elektronik Sosyal Bilimler Dergisi / 2026 / Cilt: 25 Sayı: 4

How Financial Anxiety Shapes Affective Commitment: A Mediation Model of Self-Efficacy

Finansal Kaygı Duygusal Bağlılığı Nasıl Şekillendirir: Öz-Yeterliliğin Aracılık Rolü

Sabri Şirin(ERZİNCAN ÜNİVERSİTESİ)0000-0002-8195-1398
Pages
762–779
Publication Date
2026-10-29
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The results show that both self-efficacy and affective commitment are negatively correlated with financial anxiety, and that the self-efficacy is positively correlated with the affective commitment.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:This paper will look at how financial anxiety relates to affective commitment in the employees of the public sector and how self-efficacy mediates the relationship between the two.
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Key Findings & Data:Validated self-report scales were used to collect data on 290 administrative workers working at a public university.
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Conclusion & Impact:The results show that both self-efficacy and affective commitment are negatively correlated with financial anxiety, and that the self-efficacy is positively correlated with the affective commitment.
🔬Design:Modeling & Simulation
📍Scope:Comprehensive Sample
⚙️Variables:Finansal kaygı · öz-yeterlilik · duygusal bağlılık

Abstract

This paper will look at how financial anxiety relates to affective commitment in the employees of the public sector and how self-efficacy mediates the relationship between the two. The study is based on organizational behavior and social cognitive theory, according to which it is suggested that financial anxiety deprives employees of both direct and indirect emotional commitment to their organizations due to low self-efficacy. Validated self-report scales were used to collect data on 290 administrative workers working at a public university. The proposed model was tested using descriptive statistics, confirmatory factor analysis and regression-based mediation analysis with bootstrapping (5,000 resamples). The results show that both self-efficacy and affective commitment are negatively correlated with financial anxiety, and that the self-efficacy is positively correlated with the affective commitment. The mediation analysis showed that self-efficacy partially mediates the correlation between financial anxiety and affective commitment. That is, financial anxiety deteriorates the emotional attachment of employees to their organization both directly and indirectly through undermining their confidence in their coping skills. The findings make contributions to the literature by incorporating the financial psychology and the organizational behavioral views and by emphasizing the contribution of personal psychology resources to organizational attitudes during economic stress. The research also has practical implications on the public sector organizations whereby the research indicates that interventions that target improvement in the self-efficacy and financial coping ability of the employees can be used to maintain affective commitment during economic uncertainty.

Özet

Bu çalışma, finansal kaygının kamu sektörü çalışanlarında duygusal bağlılık (affective commitment) ile nasıl ilişkili olduğunu ve öz-yeterliliğin bu iki değişken arasındaki ilişkiye nasıl aracılık ettiğini incelemektedir. Araştırma, örgütsel davranış ve sosyal bilişsel kuram temelinde ele alınmakta olup, bu kuramlara göre finansal kaygının, düşük öz-yeterlilik nedeniyle çalışanların örgütlerine yönelik hem doğrudan hem de dolaylı duygusal bağlılıklarını zayıflattığı ileri sürülmektedir. Veriler, bir devlet üniversitesinde görev yapan 290 idari personelden, geçerliliği kanıtlanmış öz-bildirim ölçekleri kullanılarak toplanmıştır. Önerilen model; betimsel istatistikler, doğrulayıcı faktör analizi ve bootstrap (5.000 yeniden örnekleme) yöntemi ile desteklenen regresyona dayalı aracılık analizi kullanılarak test edilmiştir. Elde edilen bulgular, hem öz-yeterliliğin hem de duygusal bağlılığın finansal kaygı ile negatif yönde ilişkili olduğunu; öz-yeterliliğin ise duygusal bağlılık ile pozitif yönde ilişkili olduğunu göstermektedir. Aracılık analizi sonuçları, öz-yeterliliğin finansal kaygı ile duygusal bağlılık arasındaki ilişkide kısmi aracı rol oynadığını ortaya koymuştur. Buna göre finansal kaygı, çalışanların örgütlerine yönelik duygusal bağlılıklarını hem doğrudan hem de başa çıkma becerilerine olan güvenlerini zayıflatarak dolaylı yoldan azaltmaktadır. Bu bulgular, finansal psikoloji ile örgütsel davranış perspektiflerini bütünleştirerek literatüre katkı sağlamakta ve ekonomik stres dönemlerinde bireysel psikolojik kaynakların örgütsel tutumlar üzerindeki önemini vurgulamaktadır. Araştırma ayrıca kamu sektörü örgütleri açısından pratik çıkarımlar sunmakta olup, çalışanların öz-yeterliliklerini ve finansal başa çıkma becerilerini geliştirmeye yönelik müdahalelerin, ekonomik belirsizlik dönemlerinde duygusal bağlılığın sürdürülmesine katkı sağlayabileceğini göstermektedir.

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Cite This Article

Şirin, S. (2026). How Financial Anxiety Shapes Affective Commitment: A Mediation Model of Self-Efficacy. Elektronik Sosyal Bilimler Dergisi, Cilt: 25 Sayı: 4, 762–779. https://doi.org/10.17755/esosder.1955371

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