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Journals / Fiscaoeconomia / 2026 / Volume: 10 Issue: 2

The Effect of Financial Stress on Positional Concern

Finansal Stresin Göreli Konum Endişesine Etkisi

Esra Sincer(Süleyman Demirel Üniversitesi)0009-0005-0507-0301
Pages
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Publication Date
2026-09-23
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The results indicate that both the "perceived financial difficulty" and "material deprivation" dimensions of financial stress have a negative effect on positional concern.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Financial stress affects individuals' lives by influencing their welfare levels, health status, cognitive performance, and behaviors.
📊
Key Findings & Data:Studies in the literature indicate that financial stress leads to cognitive constraints; hence, it is hypothesized that financial stress may influence positional concern, which is a cognitive decision bias.
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Conclusion & Impact:The results indicate that both the "perceived financial difficulty" and "material deprivation" dimensions of financial stress have a negative effect on positional concern.
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:Financial Stress · Positional Concern · Logistic Regression

Abstract

Financial stress affects individuals' lives by influencing their welfare levels, health status, cognitive performance, and behaviors. Studies in the literature indicate that financial stress leads to cognitive constraints; hence, it is hypothesized that financial stress may influence positional concern, which is a cognitive decision bias. Accordingly, this research aims to evaluate the impact of financial stress on positional concern. Data from the World Values Survey (WVS) Seventh Wave Turkey were utilized, and the data were analyzed by using the logistic regression method. The results indicate that both the "perceived financial difficulty" and "material deprivation" dimensions of financial stress have a negative effect on positional concern. While positional concern does not differentiate with respect to gender, it exhibits an inverse U-shaped relationship with age. Lastly, in all its dummy variables, education negatively affects positional concern. Based on these findings, it can be concluded that, at least up to a certain level of financial well-being, individuals focus primarily on their absolute positions and financial anxieties rather than their relative standing in society.

Özet

Finansal stres refah düzeyini, sağlık durumunu, bilişsel performans ve davranışlarını etkileme yoluyla, bireylerin yaşamlarını etkilemektedir. Literatürdeki çalışmalar finansal stresin bireylerde bilişsel sınırlılığa yol açtığını ortaya koymakta; buradan hareketle finansal stresin bilişsel karar yanlılıklarından biri olan göreli konum endişesini tetikleyebileceği düşünülmektedir. Bu araştırmada finansal stresin göreli konum endişesine etkisinin değerlendirilmesi amaçlanmaktadır. Araştırmanın temel sorularını yanıtlamak adına Dünya Değerler Anketi-Yedinci Dalga Türkiye verisi kullanılmış olup; veriler lojistik regresyon yöntemi ile analiz edilmektedir. Neticede finansal stresin algılanan finansal zorluk ve yaşanan yoksulluk boyutlarının her ikisinin de göreli konum endişesi üzerinde negatif etkisi ortaya çıkmaktadır. Göreli konum endişesi cinsiyete göre farklılaşmazken, yaş ile ters U ilişkili olup, eğitim göreli konum endişesini olumsuz yönde etkilemektedir. Elde edilen sonuca dayalı olarak; en azından belirli bir finansal refah düzeyine kadar bireylerin toplumdaki konumlarından ziyade mutlak konumlarına ve finansal kaygılarına odaklandığını söylemek mümkün olmaktadır.

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Cite This Article

Sincer, E. (2026). The Effect of Financial Stress on Positional Concern. Fiscaoeconomia, Volume: 10 Issue: 2. https://doi.org/10.25295/fsecon.1892412

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