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Journals / Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi / 2025 / Cilt: 12 Sayı: 2

Exploring Perceptions of Digital Currency: A Sentiment Analysis and Islamic Perspective

Dijital Para Birimine İlişkin Algıların İncelenmesi: Duygu Analizi ve İslami Bakış Açısı

Aam Slamet Rusydiana(SAKARYA ÜNİVERSİTESİ)0000-0002-0624-7042
Pages
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Publication Date
2026-10-18
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

This research uniquely contributes to the literature by combining computational sentiment analysis with Shariah evaluation, urging future research on practical applications and religious acceptability of digital currencies.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Digitalization in the economic and financial sectors is currently advancing at a very rapid pace.
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Key Findings & Data:Topics concerning cryptocurrencies, bitcoin, ethereum, and other blockchain-based assets have become significant and compelling issues.
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Conclusion & Impact:This research uniquely contributes to the literature by combining computational sentiment analysis with Shariah evaluation, urging future research on practical applications and religious acceptability of digital currencies.
🔬Design:Araştırma Makalesi
📍Scope:Comprehensive Sample
⚙️Variables:Digital Currency · Sentiment Analysis · Islamic Perspective

Abstract

Digitalization in the economic and financial sectors is currently advancing at a very rapid pace. Topics concerning cryptocurrencies, bitcoin, ethereum, and other blockchain-based assets have become significant and compelling issues. One particularly crucial topic today relates to digital currency. The decentralized nature of these digital currencies presents a myriad of opportunities and challenges. This study investigates contemporary views on digital currencies through sentiment analysis and evaluates them from an Islamic legal perspective. By analyzing 100 Scopus-indexed academic articles using the SentiStrength software, the study categorizes the sentiment into 45% neutral, 39% negative, 12% positive, and 4% highly negative. Neutral sentiment suggests a balanced scholarly stance, while negative views emphasize concerns over volatility, regulation, and security. From an Islamic viewpoint, digital currencies like Bitcoin are generally viewed as non-compliant due to speculation, gharar (uncertainty), and high risk. However, opinions vary depending on usage context. The study highlights the need for greater regulatory clarity and improved digital literacy. It offers valuable insights for scholars, policymakers, and Muslim stakeholders seeking to navigate the ethical and financial implications of these assets. This research uniquely contributes to the literature by combining computational sentiment analysis with Shariah evaluation, urging future research on practical applications and religious acceptability of digital currencies.

Özet

Ekonomi ve finans sektörlerinde dijitalleşme, günümüzde oldukça hızlı bir tempoyla ilerliyor. Bitcoin, Ethereum ve diğer blok zinciri tabanlı varlıklar gibi kripto paralarla ilgili konular, önemli ve dikkat çekici meseleler haline geldi. Günümüzde özellikle kritik öneme sahip konulardan biri de dijital para ile ilgilidir. Bu dijital para birimlerinin merkeziyetsiz yapısı, çok sayıda fırsat ve zorluğu beraberinde getiriyor. Bu çalışma, dijital para birimlerine yönelik çağdaş yaklaşımları duygu analizi yoluyla incelemekte ve bu yaklaşımları İslami hukuk perspektifinden değerlendirmektedir. SentiStrength yazılımı kullanılarak Scopus indeksli 100 akademik makale analiz edilmiş ve sonuçlar %45 nötr, %39 olumsuz, %12 olumlu ve %4 son derece olumsuz duygu olarak sınıflandırılmıştır. Nötr yaklaşımlar akademik nesnelliği yansıtırken, olumsuz görüşler volatilite, düzenleme eksikliği ve güvenlik sorunlarına odaklanmaktadır. İslami bakış açısına göre, Bitcoin gibi dijital paralar genellikle spekülasyon, belirsizlik (garar) ve yüksek risk nedeniyle caiz değildir. Ancak, kullanım bağlamına göre farklı yorumlar da mevcuttur. Bu çalışma, düzenleyici netliğe ve dijital okuryazarlığın artırılmasına duyulan ihtiyacı vurgulamaktadır. Akademisyenler, politika yapıcılar ve Müslüman topluluklar için önemli bilgiler sunmakta ve dijital para birimlerinin etik ve finansal yönlerini keşfetmelerine katkı sağlamaktadır. Araştırma, duygu analizini Şer'i hukuk değerlendirmesiyle birleştirerek literatüre özgün bir katkı sunmaktadır.

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Cite This Article

Rusydiana, A. S., *, A. S. R. (2026). Exploring Perceptions of Digital Currency: A Sentiment Analysis and Islamic Perspective. Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi, Cilt: 12 Sayı: 2. https://doi.org/10.54427/ijisef.1808088

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