KaydedilenlerDerginizi ekleyin

Dergiler / Annales de la Faculté de Droit d’Istanbul / 2023 / Sayı: 71

Incorporation of Standard Risk Exclusion Clauses into Insurance Contract (A Comparative Analysis with the Provisions of PEICL and Turkish Law)

Aslıhan ERBAŞ AÇIKEL
Sayfa
63–97
Yayın Tarihi
2023-02-06
DOI
—
🏛️Bu makalenin bibliyografik verileri ve tam metin bağlantısı DergiPark üzerinden sağlanmıştır.
DergiPark Kaydı ↗
✨

Yapay Zeka Hızlı Bakış & Çıkarımlar

AI Insight
⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

In order to determine the validity of the incorporation of standard risk exclusion clauses in an insurance contract and their interplay with the provisions of the Turkish Code of Obligations, the validity of boilerplate clauses must be analysed within the frame of the so-called operability test.

📌 3 Maddede Bu Makale

🎯
Amaç & Hipotez:The construction of the insurance coverage as set out in the standard insurance terms can furnish complexities for the policyholder to grasp the scope of the risks covered.
📊
Temel Bulgular & Veri:In such cases, the policyholder may claim that those risk exclusions are not valid under Article 1423 of the Turkish Commercial Code, which bestows upon the insurer a duty to inform before the conclusion of the contract.
💡
Sonuç & Katkı:In order to determine the validity of the incorporation of standard risk exclusion clauses in an insurance contract and their interplay with the provisions of the Turkish Code of Obligations, the validity of boilerplate clauses must be analysed within the frame of the so-called operability test.
🔬Tür:Araştırma Makalesi
📍Kapsam:Genişletilmiş Akademik Örneklem
⚙️Değişkenler:Duty to Inform · The Duty of Advice · Incorporation of Standard Insurance Terms

Abstract

The construction of the insurance coverage as set out in the standard insurance terms can furnish complexities for the policyholder to grasp the scope of the risks covered. If the insurer does not provide full information about the risks covered and excluded before the conclusion of the insurance contract, the policyholder may find out at a later stage that the event that occurred was not covered by the policy. In such cases, the policyholder may claim that those risk exclusions are not valid under Article 1423 of the Turkish Commercial Code, which bestows upon the insurer a duty to inform before the conclusion of the contract. In order to determine the validity of the incorporation of standard risk exclusion clauses in an insurance contract and their interplay with the provisions of the Turkish Code of Obligations, the validity of boilerplate clauses must be analysed within the frame of the so-called operability test.

🔖

Bu Makaleye Atıf Yap

AÇIKEL, A. E. (2023). Incorporation of Standard Risk Exclusion Clauses into Insurance Contract (A Comparative Analysis with the Provisions of PEICL and Turkish Law). Annales de la Faculté de Droit d’Istanbul, Sayı: 71, 63–97. https://ajindex.com/articles/880910

📄 Tam Metin PDF Okuyucu

📄

PDF görüntüleyici hazırlanıyor...

Kaynakça (8)

  1. Aksoy Dursun S, Borçlar Hukukunda Hakimin Sözleşmeyi Tamamlaması (Onikilevha 2008).
  2. Antalya OG, Marmara Hukuku Yorumu Borçlar Hukuku Genel Hükümler Cilt V/1-1 (2nd ed, Seçkin 2019). Arıkan M, ‘Die Haftung aus Culpa in Contrahendo’ (2009) 17 (1) Selçuk Üniversitesi Hukuk Fakültesi Dergisi, 69-90.
  3. Atamer Y, Sözleşme Özgürlüğünün sınırlandırılması Sorunu Çerçevesinde Genel İşlem Şartlarının Denetlenmesi (2nd ed, Beta 2001). Atamer Y and Ünan S, ‘Control of General and Special Conditions of Insurance Under Turkish Law with Special Regard to the Transparency Requirement’ in Manfred Wandt and Samim Ünan (eds), Transparency in Insurance Law (Sigorta Hukuku Türk Derneği 2012) 69. Bahtiyar M, ‘Sigorta Poliçesi Genel Koşulları’ (1997) 19(2) Banka ve Ticaret Hukuku Dergisi. Basedow J, Birds J, Clarke M, Cousy H, Heiss H and Loacker L, Principles of European Insurance Contract Law (PEICL) (2nd edn, Ottoschmidt 2016). Basedow J, ‘BGB § 305c Überraschende und Mehrdeutige Klauseln’ in FJ Säcker, R Rixecker, H Oetker and B Limperg (eds), Münchener Kommentar zum BGB Band 2 (8th edn, C.H.Beck 2019). Beenken M, ‘Beratungspflichten nach der IDD und Ihre Umsetzung ins deutsche Recht’ (2017) 44 (12) Rechts und Schaden, 617-621. Brand O, ‘Requirements Regarding the Transparency of Standard Terms’ in M Wandt and S Ünan (eds), Transparency in Insurance Law (Sigorta Hukuku Türk Derneği 2012) 53-64.
  4. Bridge MG, The International Sale of Goods (3rd ed, Oxford University Press 2013).
  5. Demircioğlu HR, Güven Esası Uyarınca Sözleşme Görüşmelerindeki Kusurlu Davranıştan Doğan sorumluluk (Culpa in Contrahendo Sorumluluğu), (Yetkin 2009). Eldeklioğlu İA, ‘6102 Sayılı Türk Ticaret Kanunu ve Sigortacılık Mevzuatı Uyarınca Sigortacının Aydınlatma Yükümlülüğü’ (2012) 18 (1) Marmara Üniversitesi Hukuk Fakültesi Hukuk Araştırmaları Dergisi, 383-402. Erbaş Açıkel A, ‘İngilizce Sözleşme Koşullarının Sigorta Sözleşmesi İçeriğine Dahil Edilmesi’ “Prof. Dr. Rayegân Kender’e Saygı Günü” Sigorta Genel Şartlarının Düzenlenmesi, Denetlenmesi ve Uygulamada Ortaya Çıkan Sorunlar Sempozyumu (Filiz 2020) 49-90.
  6. Eren F, Borçlar Hukuku Genel Hükümler (17th ed, Yetkin 2014).
  7. Feyzioğlu FN, Borçlar Hukuku Genel Hükümler Cilt 1 (2nd ed, İstanbul Üniversitesi Yayınları 1976).
  8. Furrer A, Muller Chen M and Çetiner B, Borçlar Hukuku Genel Hükümler (Onikilevha 2021). Görener A, ‘Culpa In Contrahendo Sorumluluğu’, (2019) 36 (2) İstanbul Ticaret Üniversitesi Sosyal Bilimler Dergisi, 67-80; Havutçu A, ‘Genel İşlem Şartlarının