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Dergiler / Economics Business and Organization Research / 2022 / Cilt: 4 - Sayı: 1

TERM STRUCTURE OF DEPOSITS IN TURKISH BANKING SYSTEM

Turgay GEÇER
Sayfa
54–71
Yayın Tarihi
2022-08-31
DOI
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⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

Every deposit has an embedded option to extend up to the effective maturity.

📌 3 Maddede Bu Makale

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Amaç & Hipotez:This paper studies the term structure of deposits in Turkish banking system.
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Temel Bulgular & Veri:This study recommends that extending the effective maturity of deposits rather than the nominal maturity of deposits is more likely the best strategy for Turkish banks.
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Sonuç & Katkı:Every deposit has an embedded option to extend up to the effective maturity.
🔬Tür:Araştırma Makalesi
📍Kapsam:Genişletilmiş Akademik Örneklem
⚙️Değişkenler:Deposits · Nominal Maturity · Effective Maturity.

Abstract

This paper studies the term structure of deposits in Turkish banking system. It discusses the concepts of nominal maturity and effective maturity of deposits. It assumes that the main factors shaping the effective maturity of deposits are the dollarisation of deposits, the net interest return of domestic currency deposits, the volatility of foreign exchange currencies against domestic currency and the reserve requirement mechanism. This study recommends that extending the effective maturity of deposits rather than the nominal maturity of deposits is more likely the best strategy for Turkish banks. Every deposit has an embedded option to extend up to the effective maturity.

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Bu Makaleye Atıf Yap

GEÇER, T. (2022). TERM STRUCTURE OF DEPOSITS IN TURKISH BANKING SYSTEM. Economics Business and Organization Research, Cilt: 4 - Sayı: 1, 54–71. https://ajindex.com/articles/751736

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Kaynakça (13)

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