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Microfinance and The Improvement of Social Welfare of Beneficiary Households: Evidence from Tunisia

Boudour BZEOUİCH
Sayfa
188–205
Yayın Tarihi
2019-07-08
DOI
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⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.

📌 3 Maddede Bu Makale

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Amaç & Hipotez:This study is a contribution in the field of evaluation of the effects of microfinance on the social status of its beneficiaries.
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Temel Bulgular & Veri:In this article, we used the counterfactual approach that compares the evolution of the situation of beneficiaries of microcredit to a control group (which has the same initial characteristics of the group of beneficiaries).
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Sonuç & Katkı:These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.
🔬Tür:Araştırma Makalesi
📍Kapsam:Genişletilmiş Akademik Örneklem
⚙️Değişkenler:Microfinance · Microcredit · Social welfare

Özet

This study is a contribution in the field of evaluation of the effects of microfinance on the social status of its beneficiaries. In this article, we used the counterfactual approach that compares the evolution of the situation of beneficiaries of microcredit to a control group (which has the same initial characteristics of the group of beneficiaries). The results of our empirical study confirm previous findings on the positive effects of microfinance on social welfare. These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.

Abstract

This study is a contribution in the field of evaluation of the effects of microfinance on the social status of its beneficiaries. In this article, we used the counterfactual approach that compares the evolution of the situation of beneficiaries of microcredit to a control group (which has the same initial characteristics of the group of beneficiaries). The results of our empirical study confirm previous findings on the positive effects of microfinance on social welfare. These effects are identified through rising food costs, access to health services, education for children and improved household living arrangements.

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Bu Makaleye Atıf Yap

BZEOUİCH, B. (2019). Microfinance and The Improvement of Social Welfare of Beneficiary Households: Evidence from Tunisia. BİLTÜRK Ekonomi ve İlişkili Çalışmalar Dergisi, Cilt: 1 - Sayı: 3, 188–205. https://ajindex.com/articles/6297

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Kaynakça (9)

  1. Afrane, S. (2002). Impact Assessment of Microfinance Interventions in Ghana and South Africa-A Synthesis of Major Impacts and Lessons. Journal of Microfinance/ESR Review. Alemu, B. A. (2004). Microfinance and improvement in living Standards: a pathway out of poverty (the case of Enemay Woreda, Eastern Gojjam, Amhara Regional State). Regional and Local Development studies (RLDS), Addis Ababa. Retrieved from http://etd.aau.edu.et/bitstream/123456789/755/3/Thesis (Asefa Abadi, Materials Science Program, March 2012).pdf Brau, J. C., Hiatt, S., & Woodworth, W. (2009). Evaluating impacts of microfinance institutions using Guatemalan data. Managerial Finance. https://doi.org/10.1108/03074350911000025
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  4. Bucley, G. (1996). Rural and Agricultural Credit in Malawi: A Study of the Malawi Mudzi Fund and the Smallholder Agricultural Administration. In Finance Against Poverty (pp. 428–521).
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  7. Gubert, F., & Roubaud, F. (2005). Analyser l ’ impact d’un projet de Micro-finance: l’exemple d’ADéFI à Madagascar, (33). Hardy, S. D., & Koontz, T. M. (2009). Rules for Collaboration: Institutional Analysis of Group Membership and Levels of Action in Watershed Partnerships. Policy Studies Journal, 37(3), 393–414.
  8. Khandker, S. R. (2005). Microfinance and Poverty: Evidence Using Panel Data from Bangladesh. THE WORLD BANK ECONOMIC REVIEW, 19(2), 263–286. https://doi.org/10.1093/wber/lhi008
  9. Littlefield, E., Morduch, J., & Hachemi, S. (2003). Is Microfinance An Effective Strategy To Reach The Millennium Development Goals? (NO. 24). CGAP Focus Note. Washington DC 20433. Retrieved from www.cgap.org Maldonado, J. H., & González-Vega, C. (2008). Impact of Microfinance on Schooling: Evidence from Poor Rural Households in Bolivia. World Development, 36(11), 2440–2455. https://doi.org/10