Dergiler / Central Bank Review / 2020 / Cilt: 20 - Sayı: 2

The determinants of bank profitability: A cross-country analysis

Sayfa
65–73
DOI
—
🏛️Bu makalenin bibliyografik verileri ve tam metin bağlantısı DergiPark üzerinden sağlanmıştır.
DergiPark Kaydı ↗
✨

Yapay Zeka Hızlı Bakış & Çıkarımlar

AI Insight
⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

Further, the positive relationship between capital marketdevelopment and bank profitability suggests that they should be considered as complementary to oneanother.

📌 3 Maddede Bu Makale

🎯
Amaç & Hipotez:This study investigates the determinants of bank profitability in 23 countries from 2002 to 2016 usingthe system generalized method of moments.
📊
Temel Bulgular & Veri:The findings indicate that the number of bank cards issued,the number of automated teller machines (ATMs) and the number of point of sale (POS) terminals canimprove bank profitability.
💡
Sonuç & Katkı:Further, the positive relationship between capital marketdevelopment and bank profitability suggests that they should be considered as complementary to oneanother.
🔬Tür:Araştırma Makalesi
📍Kapsam:2002 Verileri
⚙️Değişkenler:Alan Parametreleri

Özet

This study investigates the determinants of bank profitability in 23 countries from 2002 to 2016 usingthe system generalized method of moments. The findings indicate that the number of bank cards issued,the number of automated teller machines (ATMs) and the number of point of sale (POS) terminals canimprove bank profitability. Hence, this suggests a need for further expansion of these delivery channels.Also, the findings show the negative impact of market power on bank profitability, implying thatcompetition improves bank profitability. Further, the positive relationship between capital marketdevelopment and bank profitability suggests that they should be considered as complementary to oneanother.

🔖

Bu Makaleye Atıf Yap

LE, T. D., NGO, T. (2020). The determinants of bank profitability: A cross-country analysis. Central Bank Review, Cilt: 20 - Sayı: 2, 65–73. https://ajindex.com/articles/351797

📄 Tam Metin PDF Okuyucu

📄

PDF görüntüleyici hazırlanıyor...

Kaynakça (13)

  1. Akhisar, _ I., Tunay, K.B., Tunay, N., 2015. The effects of innovations on bank perfor mance: the case of electronic banking services. Proc. Soc. Behav. Sci. 195, 369-375.
  2. Allen, F., Gale, D., 1999. Diversity of opinion and financing of new technologies. J. Financ. Intermediation 8, 68-89.
  3. Andries, A.M., Ursu, S.G., 2016. Financial crisis and bank efficiency: an empirical study of European banks. Econ. Res. Ekonomska Istra zivanja 29, 485-497.
  4. Angbazo, L., 1997. Commercial bank net interest margins, default risk, interest-rate risk, and off-balance sheet banking. J. Bank. Finance 21, 55-87.
  5. Arellano, M., 2002. Sargan’s instrumental variables estimation and the generalized method of moments. J. Bus. Econ. Stat. 20, 450-459.
  6. Arellano, M., Bover, O., 1995. Another look at the instrumental variable estimation of error-components models. J. Econom. 68, 29-51.
  7. Arora, H., Arora, P., 2013. Effect of investments in information technology on bank performance: empirical evidence from Indian public sector banks. Int. J. Bus. Inf. Syst. 13, 400e417. Athanasoglou, P.P., Brissimis, S.N., Delis, M.D., 2008. Bank-specific, industry-specific and macroeconomic determinants of bank profitability. J. Int. Financ. Mark. Inst. Money 18, 121-136. Bank for International Settlements, 2017. Payment System Statistics. Bank for In ternational Settlements, Basel, Switzerland. Beccalli, E., 2007. Does IT investment improve bank performance? Evidence from Europe. J. Bank. Finance 31, 2205e2230. Beccalli, E., Casu, B., Girardone, C., 2006. Efficiency and stock performance in Eu ropean banking. J. Bus. Finance Account. 33, 245-262.
  8. Beck, T., Demirgüç-Kunt, A., Levine, R., 2000. A new database on financial devel opment and structure. World Bank Econ. Rev. 14, 597-605.
  9. Berger, A.N., 1995a. The profit-structure relationship in banking: tests of market power and efficient-structure hypotheses. J. Money Credit Bank. 27, 404-431.
  10. Berger, A.N., 1995b. The relationship between capital and earnings in banking. J. Money Credit Bank. 27, 432-456.
  11. Berger, A.N., 2003. The economic effects of technological progress: evidence from the banking industry. J. Money Credit Bank. 35, 141-176.
  12. Berger, A.N., Bonime, S.D., Covitz, D.M., Hancock, D., 2000. Why are bank profits so persistent? The roles of product market competition, informational opacity, and regional/macroeconomic shocks. J. Bank. Finance 24, 1203-1235.
  13. Berger, A.N., Demsetz, R.S., Strahan, P.E., 1999. The consolidation of the financial services i