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Dergiler / Atatürk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi / 2020 / Cilt: 24 - Sayı: 4

Determinants of Non-Life Insurer Profitability in Turkey

Abdurrahman ÖZEN
Erhan ÇANKAL
Sayfa
1779–1797
Yayın Tarihi
2020-12-31
DOI
—
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⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

According to the fixed effects panel data model results: there is statistically significant positive relationship with size, liquidity, investment yield, age, GDP growth rate, interest rate and profitability while there is negative relationship with premium growth rate, loss ratio, leverage ratio, solvency and profitability.

📌 3 Maddede Bu Makale

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Amaç & Hipotez:Öz Profitability is important for insurance companies as it is indicator of whether they are able to continue their activities and fulfill their obligations to policyholders.
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Temel Bulgular & Veri:The study for non-life insurance companies covers the period between 2006 and 2017 for 21 companies.
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Sonuç & Katkı:According to the fixed effects panel data model results: there is statistically significant positive relationship with size, liquidity, investment yield, age, GDP growth rate, interest rate and profitability while there is negative relationship with premium growth rate, loss ratio, leverage ratio, solvency and profitability.
🔬Tür:Modelleme & Sayısal Simülasyon
📍Kapsam:2006 Verileri
⚙️Değişkenler:Anahtar Kelimeler Insurance · Panel data · Profitability

Özet

Öz Profitability is important for insurance companies as it is indicator of whether they are able to continue their activities and fulfill their obligations to policyholders. The aim of this study is to find out most important firm-specific and macroeconomic variables affecting profitability of non-life insurance companies in Turkey. The study for non-life insurance companies covers the period between 2006 and 2017 for 21 companies. ROA is used as measure of profitability. According to the fixed effects panel data model results: there is statistically significant positive relationship with size, liquidity, investment yield, age, GDP growth rate, interest rate and profitability while there is negative relationship with premium growth rate, loss ratio, leverage ratio, solvency and profitability.

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Bu Makaleye Atıf Yap

ÖZEN, A., ÇANKAL, E. (2020). Determinants of Non-Life Insurer Profitability in Turkey. Atatürk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, Cilt: 24 - Sayı: 4, 1779–1797. https://ajindex.com/articles/115345

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Kaynakça (9)

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