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Dergiler / İşletme Bilimi Dergisi / 2026 / Cilt: 14 Sayı: 3

Evolution of Open Banking and Its Transition Toward Open Finance: A PRISMA-Centric Systematic Literature Review

Rashed Jahangir(Sakarya University)0000-0002-2979-0451
Sayfa
819–843
Yayın Tarihi
2026-09-25
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⚡ TL;DR(1 Cümlede Hızlı Çıkarım)

By distinguishing findings from the full corpus from bibliometric results based on the metadata-compatible subset, the study clarifies how the field has broadened and where its conceptual and methodological gaps remain.

📌 3 Maddede Bu Makale

🎯
Amaç & Hipotez:This study maps the development of open banking research and its transition toward open finance.
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Temel Bulgular & Veri:It combines a systematic review reported in accordance with PRISMA 2020, qualitative content analysis, and bibliometric mapping across five academic databases.
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Sonuç & Katkı:By distinguishing findings from the full corpus from bibliometric results based on the metadata-compatible subset, the study clarifies how the field has broadened and where its conceptual and methodological gaps remain.
🔬Tür:Literatür & Derleme Çalışması
📍Kapsam:2020 Verileri
⚙️Değişkenler:Open Banking · Open Finance · Systematic Literature Review

Abstract

This study maps the development of open banking research and its transition toward open finance. It combines a systematic review reported in accordance with PRISMA 2020, qualitative content analysis, and bibliometric mapping across five academic databases. The final corpus comprises 115 peer-reviewed studies published between 2016 and 2025; standardized metadata were available for 105 studies for keyword co-occurrence and thematic mapping. The evidence shows rapid growth since 2018 and a shift from regulation, API infrastructure, and data access toward consumer adoption, competition, business models, data governance, privacy, financial inclusion, and ethical concerns. The literature remains geographically concentrated and relies heavily on qualitative designs, secondary data, document analysis, and non-statistical approaches. The synthesis also identifies limited theoretical integration and comparatively little use of mixed methods, experiments, comparative designs, and modeling or simulation. By distinguishing findings from the full corpus from bibliometric results based on the metadata-compatible subset, the study clarifies how the field has broadened and where its conceptual and methodological gaps remain.

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Bu Makaleye Atıf Yap

Jahangir, R. (2026). Evolution of Open Banking and Its Transition Toward Open Finance: A PRISMA-Centric Systematic Literature Review. İşletme Bilimi Dergisi, Cilt: 14 Sayı: 3, 819–843. https://doi.org/10.22139/jobs.1863859

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