SavedAdd your journal

Journals / Journal of Research in Business / 2017 / Cilt: 2 - Sayı: 1

FINANCIAL LITERATURE LEVELS OF UNIVERSITY STUDENTS: AN EXAMPLE OF MARMARA UNIVERSITY

ÜNİVERSİTE ÖĞRENCİLERİNİN FİNANSAL OKURYAZARLIK DÜZEYLERİ: MARMARA ÜNİVERSİTESİ ÖRNEĞİ

Murat ÇİNKO
Emin AVCI
Sinem ERGUN
Mahmut TEKÇE
Pages
25–50
Publication Date
2017-06-30
DOI
—
🏛️Bibliographic metadata and full text access for this article are provided via DergiPark.
DergiPark Record ↗
✨

AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Results of the t tests and ANOVA analyses reveal that financial knowledge, behavior and attitude differentiate according to gender, faculty, year, accommodation type and income.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:This study aims at ascertaining the financial literacy level of university students on the basis of financial knowledge, behavior and attitude.
📊
Key Findings & Data:Findings of the study present that the average financial knowledge level of male students is 4.97, where the level is 4.15 for female students; financial attitude level is 2.63 for male students and 2.52 for female students; and financial behavior level is 3.16 for male students and 2.72 for the females.
💡
Conclusion & Impact:Results of the t tests and ANOVA analyses reveal that financial knowledge, behavior and attitude differentiate according to gender, faculty, year, accommodation type and income.
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:Finansal okuryazarlık · finansal davranış · finansal tutum

Abstract

This study aims at ascertaining the financial literacy level of university students on the basis of financial knowledge, behavior and attitude. A survey was conducted on students who have been enrolled in various faculties of Marmara University. Findings of the study present that the average financial knowledge level of male students is 4.97, where the level is 4.15 for female students; financial attitude level is 2.63 for male students and 2.52 for female students; and financial behavior level is 3.16 for male students and 2.72 for the females. Results of the t tests and ANOVA analyses reveal that financial knowledge, behavior and attitude differentiate according to gender, faculty, year, accommodation type and income.

Özet

Bu çalışmada üniversite öğrencilerinin finansal okuryazarlık düzeylerinin, finansal bilgi, davranış ve tutum boyutunda, tespit edilmesi hedeflenmiştir. Bu amaçla Marmara Üniversitesi’nin çeşitli fakültelerinde kayıtlı öğrenciler üzerinde anket çalışması yapılmıştır. Sonuçlar öğrencilerin ortalama finansal bilgi düzeyinin erkeklerde 4.97, kadınlarda 4.15; finansal tutum puanlarının erkeklerde 2.63 kadınlarda 2.52; finansal davranış düzeylerinin ise erkeklerde 3.16 kadınlarda 2.72 olduğunu göstermiştir. Yapılan t testi ve ANOVA analizleri sonucunda finansal bilgi, davranış ve tutum düzeylerinin cinsiyet, fakülte, sınıf, konaklama türü ve gelire göre farklılaştığı tespit edilmiştir.

🔖

Cite This Article

ÇİNKO, M., AVCI, E., ERGUN, S., TEKÇE, M. (2017). FINANCIAL LITERATURE LEVELS OF UNIVERSITY STUDENTS: AN EXAMPLE OF MARMARA UNIVERSITY. Journal of Research in Business, Cilt: 2 - Sayı: 1, 25–50. https://ajindex.com/articles/778508

📄 Full Text PDF Viewer

📄

PDF görüntüleyici hazırlanıyor...

References (11)

  1. Akben-Selcuk, E. (2015). Factors Influencing College Students’ Financial Behaviors in Turkey: Evidence from a National Survey. International Journal of Economics and Finance, 7(6). ss. 87-94.
  2. Akben-Selcuk, E. ve Altıok-Yılmaz, A. (2014), Financial Literacy Among Turkish College Students: The Role Of Formal Education, Learnıng Approaches, and Parental Teaching, Psychological Reports: Employment Psychology & Marketing, 115(2), pp. 351-3711.
  3. Alhabeeb, M.J. (1999). Allowances and the economic socialization of children. Financial Counseling and Planning Education, 10(1), 25-37.
  4. Alkaya, A. ve Yağlı, İ. (2015) Finansal Okuryazarlık - Finansal Bilgi, Davranış Ve Tutum: Nevşehir Hacı Bektaş Veli Üniversitesi İİBF Öğrencileri Üzerine Bir Uygulama, Uluslararası Sosyal Araştırmalar Dergisi, 8(40), ss. 585-599.
  5. Atkinson, A., & Messy, F.-A. (2012). Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study (No. 15). OECD Publishing: OECD Working Papers on Finance, Insurance and Private Pensions. http://dx.doi.org/10.1787/5k9csfs90fr4-en
  6. Barış, S. (2016). Finansal Okuryazarlık Ve Bütçeleme Davranışı: Üniversite Öğrencileri Üzerine Bir Araştırma, TESAM Akademi Dergisi, 3 (2), ss. 13 – 38. Baron, R. M. & Kenny, D. A. (1986). The moderator-mediator variable distinction in social psychological research: Conceptual, strategic, and statistical considerations. Journal of Personality and Social Psychology, 51, 1173- 1182. Bayraktaroğlu, A. ve Şan, F.B. (2015) Bireylerin Hisse Senedi Piyasasına Katılım Eğilimlerine Etki Eden Ekonomik Olmayan Faktörler Üzerine Ampirik Bir Araştırma, Çankırı Karatekin Üniversitesi İİBF Dergisi, 2, ss.507-530.
  7. Biçer, E.B. and Altan, F. (2016) Üniversite Öğrencilerinin Finansal Okuryazarlık ile İlgili Tutum ve Davranışlarının Değerlendirilmesi, Atatürk Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, 20(4), 1501-1517.
  8. Bodvarsson, O.B. & Walker, R.L. (2004). Do parental cash transfers weaken performance in college?, Economics of Education Review, Vol. 23, No. 5, pp. 483-495.
  9. Braunstein, S., & Welch, C. (2002). Financial literacy: an overview of practice, research, and policy. Federal Reserve Bulletin, 88, 445–457.
  10. Çam, A.V. ve Barut, A. (2015) Finansal Okuryazarlık Düzeyi Ve Davranışları: Gümüşhane Üniversitesi Önlisans Öğrencileri Üzerinde Bir Araştırma, Küresel İktisat ve İşletme Çalışmaları Dergisi, 4(7), ss.63-72.
  11. Chardin, T. (2011). Weathering the Storm: Tax as component of Financial Capabil