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Journals / Balıkesir Üniversitesi Sosyal Bilimler Enstitüsü Dergisi / 2015 / Cilt: 18 - Sayı: 33

Financial Stability and Banking Regulations in Turkey

FİNANSAL İSTİKRAR VE TÜRKİYE’DE BANKACILIK DÜZENLEMELERİ

Yaşam DEMİR
Hafize MEDER ÇAKIR
Pages
33–53
Publication Date
2015-06-01
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

In this study, after mentioning the concept of financial stability, stabilizing arrangements in Turkish banking sector is discussed and finally differences between profitability, capital adequacy ratio and liquidity ratio between the foreign banks and domestic state-owned banks have been detected.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Nowadays, any positive or negative market development in any country reflects instantly to all other markets and and therefore impact of the financial crisises spread to the whole markets only within a few hours.
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Key Findings & Data:Hence, providing and maintaining financial stability is crucial for developed countries as well as developing countries.
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Conclusion & Impact:In this study, after mentioning the concept of financial stability, stabilizing arrangements in Turkish banking sector is discussed and finally differences between profitability, capital adequacy ratio and liquidity ratio between the foreign banks and domestic state-owned banks have been detected.
🔬Design:Research Article
📍Scope:Comprehensive Sample
⚙️Variables:Finansal İstikrar · Mali Piyasa · Banka

Abstract

Nowadays, any positive or negative market development in any country reflects instantly to all other markets and and therefore impact of the financial crisises spread to the whole markets only within a few hours. Hence, providing and maintaining financial stability is crucial for developed countries as well as developing countries. For this purpose, structural regulations towards banks -which is an important actor of financial markets has institutionalised. These regulations are crucial for ensuring the resilience of banks to financial crisis and above all avoiding crises. In this study, after mentioning the concept of financial stability, stabilizing arrangements in Turkish banking sector is discussed and finally differences between profitability, capital adequacy ratio and liquidity ratio between the foreign banks and domestic state-owned banks have been detected.

Özet

Günümüzde, herhangi bir ülke piyasasındaki olumlu ya da olumsuz bir gelişme diğer tüm piyasalara anında yansıdığı için finansal krizlerin etkisi sadece birkaç saat farkla bütün piyasalara yayılmaktadır. Bu nedenle, gelişmekte olan ülkeler kadar, gelişmiş ülkeler için de finansal istikrarı sağlamak ve sürdürebilmek oldukça önemlidir. Bu amaçla, mali piyasaların önemli bir aktörü olan bankalara dönük yapısal düzenlemeler kurumsallaşmıştır. Bu düzenlemeler bankaları finansal krizlere karşı daha dayanıklı hale getirmek ve en önemlisi krizleri engellemek açısından önemlidir. Bu çalışmada, finansal istikrar kavramına değinildikten sonra, Türk bankacılık sektöründeki istikrar sağlayıcı düzenlemeler incelenmiş ve son olarak yabancı sermayeli bankalar ile yerli ve kamu sermayeli bankalar arasında karlılık, sermaye ve likidite seviyeleri arasındaki farklılıklar tespit edilmiştir

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Cite This Article

DEMİR, Y., ÇAKIR, H. M. (2015). Financial Stability and Banking Regulations in Turkey. Balıkesir Üniversitesi Sosyal Bilimler Enstitüsü Dergisi, Cilt: 18 - Sayı: 33, 33–53. https://ajindex.com/articles/57486

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