Journals / Doğuş Üniversitesi Dergisi / 2022 / Cilt: 23 - Sayı: COVID-19 Özel Sayısı

THE USAGE OF SMART TECHNOLOGIES DURING CUSTOMER INTERACTION IN RETAIL BANKING AFTER COVID-19

COVID-19 SONRASI BİREYSEL BANKACILIKTA AKILLI TEKNOLOJİLERİN MÜŞTERİ ETKİLEŞİMİNDE KULLANIMI

Pages
1–16
Publication Date
2022-10-11
DOI
—
🏛️Bibliographic metadata and full text access for this article are provided via DergiPark.
DergiPark Record ↗
✨

AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

In this descriptive study, we would like to introduce and explain Self-Service Technologies which can take a leading role in customer interaction in terms of securing minimum contact, social distance, and hygiene while holding a competitive advantage after COVID-19.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:COVID-19 has been affecting all aspects of life as well as retail banking services.
📊
Key Findings & Data:Retail banking has faced several transformations since the last 20 years and especially digital transformation influenced the way banks interact with their customers.
💡
Conclusion & Impact:In this descriptive study, we would like to introduce and explain Self-Service Technologies which can take a leading role in customer interaction in terms of securing minimum contact, social distance, and hygiene while holding a competitive advantage after COVID-19.
🔬Design:Research Article
📍Scope:Comprehensive Sample
⚙️Variables:Müşteri Etkileşimi · Hizmet Pazarlaması · COVID-19

Abstract

COVID-19 has been affecting all aspects of life as well as retail banking services. Retail banking has faced several transformations since the last 20 years and especially digital transformation influenced the way banks interact with their customers. After COVID-19 most applications should be changed for less contact and more level of sanitation. In this descriptive study, we would like to introduce and explain Self-Service Technologies which can take a leading role in customer interaction in terms of securing minimum contact, social distance, and hygiene while holding a competitive advantage after COVID-19.

Özet

COVID-19, hayatın tüm yönlerini olduğu gibi bireysel bankacılık hizmetlerini de etkilemektedir. Son 20 yıldan bu yana çeşitli dönüşümlerle karşı karşıya kalmış bireysel bankacılık alanında özellikle dijital dönüşüm bankaların müşterileriyle etkileşim şeklini tamamen değiştirmiştir. COVID-19’dan sonraki süreçte bireysel bankacılıkta yer alan çoğu uygulama, daha az temas ve daha fazla temizlik düzeyi için değiştirilmelidir. Bu betimsel çalışmada, COVID-19 sonrasında minimum temas, sosyal mesafe ve hijyen sağlama açısından müşteri etkileşiminde öncü rol üstlenebilecek ve böylece rekabet avantajı sağlayabilecek Self Servis Teknolojiler ele alınmaktadır.

🔖

Cite This Article

KARAKÖSE, A. S., TELLİ, S. G., AYDIN, S. (2022). THE USAGE OF SMART TECHNOLOGIES DURING CUSTOMER INTERACTION IN RETAIL BANKING AFTER COVID-19. Doğuş Üniversitesi Dergisi, Cilt: 23 - Sayı: COVID-19 Özel Sayısı, 1–16. https://ajindex.com/articles/490220

📄 Full Text PDF Viewer

📄

PDF görüntüleyici hazırlanıyor...

References (14)

  1. Akbank. (2020). Covid-19 precautions. Retreived from https://www.akbank.com/en-us/Content/Pages/Covid-19-Precautions.aspx
  2. Alam, I. (2011). Process of customer interaction during new service development in an emerging country. The Service Industries Journal, 31(16), 2741–2756.
  3. Baicu, C. G., Gârdan, I. P., Gârdan, D. A., & Epuran, G. (2020). The impact of COVID-19 on consumer behavior in retail banking. Evidence from Romania. Management & Marketing. Challenges for the Knowledge Society, 15(s1), 534–556. doi:10.2478/mmcks-2020-0031
  4. Baker, J., Grewal, D., & Parasuraman, A. (1994). The influence of store environment on quality inferences and store image. Journal of the Academy of Marketing Science, 22(4), 328–339.
  5. Baker, J., Levy, M., & Grewal, D. (1992). An experimental approach to making retail store environmental decisions. Journal of Retailing, 68(4), 445–460.
  6. Beatty, S. E., Mayer, M., Coleman, J. E., Reynolds, K. E., & Lee, J. (1996). Customer–sales associate retail relationship. Journal of Retailing, 72(3), 223–247.
  7. Bitner, M. J. (1990). Evaluating service encounters: the effects of physical surroundings and employee responses. Journal of Marketing, 54(2), 69–82.
  8. Bitner, M. J., Booms, B. M., & Mohr, L. A. (1994). Critical service encounters: The employee’s viewpoint. Journal of Marketing, 58(4), 95–106.
  9. Bitner, M. J., Booms, B. H., & Tetreault, M. S. (1990). The service encounter diagnosing favorable and unfavorable incidents. Journal of Marketing, 54(1), 71–84.
  10. Bowden, J. L-H. (2009). The process of customer engagement: A conceptual framework. Journal of Marketing Theory and Practice, 17(1), 63–74.
  11. Brodie, R. J., Hollebeek, L. D., Juric, B., & Ilic, A. (2011) Customer engagement: Conceptual domain, fundamental propositions, and implications for research. Journal of Service Research, 14(3), 252–271.
  12. Bruhn, M., Schnebelen, S., & Schäfer, D. (2014). Antecedents and consequences of the quality of e-customer-to-customer interactions in B2B brand communities. Industrial Marketing Management, 43(1), 164–176. doi:10.1016/j.indmarman.2013.08.008 Donovan, R. J., & Rossiter, J. R. (1982). Store atmosphere: An environmental psychology approach. Journal of Retailing, 58(1), 34–57.
  13. Elliott, K., Meng, G., & Hall, M. (2012). The Influence of Technology Readiness on the Evaluation of Self-Service Technology attributes and resulting attitude toward technology usage. Services Marketing Quarterly, 33(4), 311-329.
  14. Filotto, U., Caratelli, M., & Fornezza, F. (2021). Shaping th