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Journals / Bankacılık ve Finansal Araştırmalar Dergisi / 2017 / Cilt: 4 - Sayı: 2

A Research On The Factors Affecting Investments Saving Benefits In Investment Advisor

Yatırım Danışmanı Açısından Yatırımcıların Tasarruf Eğilimlerini Etkileyen Faktörler Üzerine Bir Araştırma

Mehmet ARSLAN
Zühal KÜÇÜKÇAKAL
Pages
70–80
Publication Date
2017-07-01
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

Result of the survey revealed that, factors such as investment horizon, risk tolerance and investment experience have important effect on investment decisions

📌 3 Key Takeaways

🎯
Objective & Hypothesis:Investment is defined as intertemporal substitution of consumption between current period with that of predetermined future consumption.
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Key Findings & Data:Individuals motivation for savings is to increase the amount of future consumption in real terms.
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Conclusion & Impact:Result of the survey revealed that, factors such as investment horizon, risk tolerance and investment experience have important effect on investment decisions
🔬Design:Survey & Empirical Study
📍Scope:Comprehensive Sample
⚙️Variables:yatırım · yatırımcı · tasarruf

Abstract

Investment is defined as intertemporal substitution of consumption between current period with that of predetermined future consumption. Individuals motivation for savings is to increase the amount of future consumption in real terms. These savings are mediated and managed by "investment advisors" as it requires special expertise in investment techniques, monitoring and performance measurement. To this end, four hundred questionnaires were applied to public and private bank investment advisors in order to determine the factors affecting investors' savings tendencies private investors from the point of view of investment advisors. Result of the survey revealed that, factors such as investment horizon, risk tolerance and investment experience have important effect on investment decisions

Özet

Yatırım, iktisadi olarak dönemler arası tüketim değişimi olarak tanımlanır. Bireyler gelecekteki tüketim miktarını reel anlamda artırmak amacıyla tasarrufta bulunurlar. Bu tasarrufların yatırım araçlarına tahsisi, takibi ve performans ölçümünün özel uzmanlık gerektirmesi nedeniyle “yatırım danışman”larından destek alırlar. Bu amaçla çalışmamızda yatırım danışmanları açısından yatırımcıların tasarruf eğilimlerini etkileyen faktörleri belirlemek üzere kamu ve özel banka çalışanlarına dört yüz anket uygulanmıştır .Araştırma sonucunda, müşterilerin tasarruf eğilimlerini etkileyen; yatırım ufku risk toleransı gibi kavramlara değinilmiş ve sonuçlardan hareketle öneriler sunulmuştur.

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Cite This Article

ARSLAN, M., KÜÇÜKÇAKAL, Z. (2017). A Research On The Factors Affecting Investments Saving Benefits In Investment Advisor. Bankacılık ve Finansal Araştırmalar Dergisi, Cilt: 4 - Sayı: 2, 70–80. https://ajindex.com/articles/3986

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