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Journals / MANAS Sosyal Araştırmalar Dergisi / 2017 / Cilt: 6 - Sayı: 3

EFFECT OF EFFICIENCY ON INTEREST RATE IN MICROFINANCE SYSTEMS OF SOME TRANSITION ECONOMIES

Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri

Kadırbek SULTAKEEV
Dastan ASEİNOV
Metin Bayrak
Pages
99–113
Publication Date
2017-07-01
DOI
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The findings of this study indicate that the cost effectiveness of micro-credit institutions operating in transition economies have a significant effect on the interest rates

📌 3 Key Takeaways

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Objective & Hypothesis:Microcredit system, which was put into practice in the last quarter of the XX. century, is rapidly growing.
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Key Findings & Data:On the one hand, the microfinance system contributes to the economic growth of the countries, while on the other hand it makes a significant contribution to the social development.
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Conclusion & Impact:The findings of this study indicate that the cost effectiveness of micro-credit institutions operating in transition economies have a significant effect on the interest rates
🔬Design:Research Article
📍Scope:2000 Verileri
⚙️Variables:Geçiş Ekonomileri · Mikrofinans Sistemi · Mikrokredi

Abstract

Microcredit system, which was put into practice in the last quarter of the XX. century, is rapidly growing. On the one hand, the microfinance system contributes to the economic growth of the countries, while on the other hand it makes a significant contribution to the social development. The current interest rates affect the microcredit system, so thus causing deviations in varying degrees at targets intended by microcredit institutions. This study aimed to analyze the effect of efficiency on interest rate in microfinance system of sampled transition economies in the period between 2000 and 2014. The data was collected from 215 financial institutions operating in 11 countries of sampled transition economies and analyzed by panel data method. The findings of this study indicate that the cost effectiveness of micro-credit institutions operating in transition economies have a significant effect on the interest rates

Özet

XX. Yüzyıl’ın son çeyreğinde uygulamaya konan Mikrokredi sistemi hızla büyümekte ve gelişmektedir. Mikrokredi sistemi bir taraftan ülkelerin iktisadi büyümelerine yardım ederken, diğer taraftan sosyal yönden gelişmelerine de mühim düzeyde katkı sunmaktadır. Ülkelerde cari olan faiz oranları mikrokredi sistemini etkilemekte, dolayısıyla mikrokrediyle amaçlanan hedeflerde değişen derecelerde sapmalar meydana getirmektedir. Bu çalışmada 2000 – 2014 yılları arası dönemde bazı geçiş ekonomisi ülkelerinde uygulanan mikrofinans sistemi etkinliğinin faiz oranlarına tesiri incelenmiş, BDT’na ait 11 ülkede banka dışı faaliyet gösteren 215 finans kurumunun verileri panel veri yöntemiyle analiz edilmiştir. Çalışma sonucunda geçiş ekonomisi ülkelerinde faaliyet gösteren mikrokredi kurumlarının maliyet etkinliğinin uyguladıkları faiz oranları üzerinde önemli bir etkiye sahip olduğu gözlenmiştir

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Cite This Article

SULTAKEEV, K., ASEİNOV, D., Bayrak, M. (2017). EFFECT OF EFFICIENCY ON INTEREST RATE IN MICROFINANCE SYSTEMS OF SOME TRANSITION ECONOMIES. MANAS Sosyal Araştırmalar Dergisi, Cilt: 6 - Sayı: 3, 99–113. https://ajindex.com/articles/3132

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References (4)

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