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Journals / Maliye ve Finans Yazıları / 2015 / Sayı: 103

Turkish Banking Sector

Türk Bankacılık Sektöründe Finansal İstikrar-Rekabet İlişkisi

F. Dilvin Taşkın
Pages
175–204
Publication Date
2015-04-30
DOI
—
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

According to the results, change in financial stability hasa deteriorating effect on the competition.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:This paper aims to analyze the evolution of financial stabilityin Turkish Banking Sector following the 2001 crisis and the impactof competition.
📊
Key Findings & Data:A financial stability index is calculated for the periodbetween 2003&2013 and competition is measured using Panzar-Rosse (1987) model.
💡
Conclusion & Impact:According to the results, change in financial stability hasa deteriorating effect on the competition.
🔬Design:Modeling & Simulation
📍Scope:2001 Verileri
⚙️Variables:istikrar · bankacılık · rekabet

Abstract

This paper aims to analyze the evolution of financial stabilityin Turkish Banking Sector following the 2001 crisis and the impactof competition. A financial stability index is calculated for the periodbetween 2003&2013 and competition is measured using Panzar-Rosse (1987) model. The market concentration and the shareof foreign banks are also analyzed as determinants of financialstability. According to the results, change in financial stability hasa deteriorating effect on the competition. Moreover, share of foreignbanks increase financial stability and concentration ratios arefound to have a statistically significant effect on the competition.

Özet

Bu çalışma, 2001 krizi sonrası, Türk bankacılık sektöründefinansal istikrarın gelişimi ile sistemdeki rekabet ilişkisini incelemektedir.2003-2013 dönemi için bir finansal sağlamlık endeksihesaplanmış; ardından Panzar-Rosse (1987) modeli ile piyasa rekabetiölçülmüştür. Bankacılık sistemindeki yoğunlaşma ve yabancıbankaların oranı kontrol değişkenler olarak analiz edilmiştir.Analiz sonuçları, finansal istikrardaki artışın hem uzun hem kısadönemde rekabeti azaltıcı yönde etki ettiğini göstermektedir. Yabancıbankaların uzun dönemli analizlerde finansal istikrarı arttırdığı;yoğunlaşma oranlarının ise rekabete anlamlı etkide bulunduğudikkati çekmektedir.

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Cite This Article

Taşkın, F. D. (2015). Turkish Banking Sector. Maliye ve Finans Yazıları, Sayı: 103, 175–204. https://ajindex.com/articles/229005

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