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Journals / Adam Akademi Sosyal Bilimler Dergisi / 2026 / Cilt: 16 Sayı: 2

A Research for Islamic Finance’s Awareness Level and Willingness to Work with These Institutions in Türkiye

İslami Finansın Türkiye’deki Farkındalık Düzeyi ve Çalışma İsteğine Yönelik Bir Araştırma

Bahan Yenilmez(ANKARA ÜNİVERSİTESİ, SİYASAL BİLGİLER FAKÜLTESİ)0000-0002-8514-7276
Pages
595–622
Publication Date
2026-08-07
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AI Summary & Key Takeaways

AI Insight
⚡ TL;DR(Too Long; Didn't Read)

The analysis, using one-way ANOVA, t-tests, and LSD tests, shows that overall awareness of Islamic finance is low, with significant differences across certain groups.

📌 3 Key Takeaways

🎯
Objective & Hypothesis:This study aims to assess the knowledge and awareness of Islamic finance among households in Turkey, determine their willingness to engage with Islamic financial institutions, and explore the impact of demographic factors on these aspects.
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Key Findings & Data:The analysis, using one-way ANOVA, t-tests, and LSD tests, shows that overall awareness of Islamic finance is low, with significant differences across certain groups.
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Conclusion & Impact:It is suggested that better promotion of Islamic finance products and strengthened educational initiatives are necessary to enhance public awareness and interest.
🔬Design:Araştırma Makalesi
📍Scope:Comprehensive Sample
⚙️Variables:Çalışma İsteği · Türkiye · İslami Finans

Abstract

This study aims to assess the knowledge and awareness of Islamic finance among households in Turkey, determine their willingness to engage with Islamic financial institutions, and explore the impact of demographic factors on these aspects. The analysis, using one-way ANOVA, t-tests, and LSD tests, shows that overall awareness of Islamic finance is low, with significant differences across certain groups. Demographic variables such as gender, age, occupation, education level, and health insurance influence individuals' attitudes towards Islamic finance and their willingness to work with these institutions. Specifically, men demonstrate more positive attitudes and higher willingness to engage with Islamic finance than women. Higher education levels are associated with increased knowledge and more favorable attitudes towards Islamic finance. Additionally, academic professions were found to improve awareness and willingness to engage with the sector. The findings indicate that while the potential for Islamic finance in Turkey is high, current awareness levels do not fully reflect this potential. It is suggested that better promotion of Islamic finance products and strengthened educational initiatives are necessary to enhance public awareness and interest.

Özet

Bu çalışmanın amacı, Türkiye’deki hane halkının İslami finans hakkındaki bilgi ve farkındalık düzeyini ölçmek, bu kişilerin İslami finans kurumlarıyla çalışmak isteyip istemediklerini belirlemek ve demografik değişkenlerin bu faktörler üzerindeki etkilerini incelemektir. Çalışmada, hanehalkının demografik özelliklerine göre İslami finans farkındalığı, tutumu ve çalışma isteği analiz edilmiştir. Varyans analizi, t testi ve LSD testi ile yapılan incelemeler sonucunda, hanehalkının İslami finans konusundaki farkındalığının genelde düşük olduğu ancak belirli gruplar arasında farklılıklar bulunduğu saptanmıştır. Cinsiyet, yaş, meslek, eğitim durumu ve sağlık sigortası gibi demografik faktörlerin, İslami finans hakkındaki tutum ve çalışma isteği üzerinde belirgin etkileri olduğu görülmüştür. Özellikle erkeklerin İslami finans sistemine daha olumlu bir tutum sergilediği ve eğitim düzeyinin arttıkça farkındalık ve tutumda iyileşmeler olduğu gözlemlenmiştir. Akademik mesleklerin İslami finans konusundaki farkındalığı artırdığı belirlenmiştir. Çalışmanın bulguları, Türkiye’de İslami finansın potansiyelinin yüksek ancak farkındalığın düşük olduğunu göstermektedir. Bu bağlamda, İslami finans ürünlerinin tanıtımının artırılması ve eğitim faaliyetlerinin güçlendirilmesi gerektiği vurgulanmaktadır.

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Cite This Article

Yenilmez, B. (2026). A Research for Islamic Finance’s Awareness Level and Willingness to Work with These Institutions in Türkiye. Adam Akademi Sosyal Bilimler Dergisi, Cilt: 16 Sayı: 2, 595–622. https://doi.org/10.31679/adamakademi.1619388

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