Sosyal H൴zmet Merkez൴ ÇalÕúanlarÕnÕn F൴nansal OkuryazarlÕk D zey൴n൴n Bel൴rlenmes൴: Efeler Sosyal H൴zmet Merkez൴ Örneği

Determ৻n৻ng the F৻nanc৻al L৻teracy Level of The Soc৻al Sev৻ce Center Employees: the Example of Efeler Soc৻al Serv৻ce Center

Özet

B൴rey ve a൴len൴n ¿nansal okuryazarlÕk d zey൴ sony zyÕlÕn |neml൴ baúlÕklarÕndan b൴r൴ olmuútur. Özell൴kle gel൴úm൴ú lkeler konunu farkÕna varÕp gel൴út൴r൴lmes൴൴ç൴n çalÕúmalar baúlatmÕúlardÕr. Bunun yanÕ sÕra devletler൴n kend൴ vatandaúlarÕnÕ, emekl൴l൴kte hak edecekler൴ gel൴rler൴ konusunda g൴derek yalnÕz bÕrakmasÕ ൴leb൴rl൴kte, b൴reyler parasal konular hakkÕnda eks൴kb൴lg൴ler൴n൴n oldu÷unu tasarrufun |nem൴n൴ fark etmeyebaúlamÕúlardÕr. TasarruÀarÕn ne úek൴lde de÷erlend൴r൴-lece÷൴, hang൴ yatÕrÕm aracÕndan nasÕl faydalanÕlab൴lece÷൴ konularÕ da sorun olarak ortaya çÕkmakta veç|z m olarak ¿nansal okuryazarlÕk de÷erlend൴r൴lmekted൴r. Son yÕllarda d nya genel൴nde etk൴s൴n൴ g|steren ekonom൴k kr൴zler sonrasÕnda lkelerde yoksuln fus g൴derek artar b൴r hal almÕú ve yoksullukla m cadele programlarÕ lkeler൴n |ncel൴kl൴ pol൴t൴kasÕ olmuútur. AÇSH BakanlÕ÷Õ tarafÕndan da a൴len൴n g çlend൴-r൴lmes൴ ba÷lamÕnda kadÕna y|nel൴k e÷൴t൴m ve b൴lg൴d zeyler൴n൴n arttÕrÕlmasÕ çalÕúmalarÕ baúlatÕlmÕú ve¿nansal okuryazarlÕk e÷൴t൴mler൴ kalkÕnma programlarÕna dah൴l ed൴lm൴út൴r. E÷൴t൴mler Sosyal H൴zmet Merkezler൴ (SHM) tarafÕndan y r t lmeye baúlatÕlmÕútÕr.Bu çalÕúma, a൴lelere ve kadÕnlara y|nel൴k A൴le E÷൴t൴mProgramÕ'nÕ y r ten ve ¿nansal okuryazarlÕk e÷൴t൴mler൴n൴ veren SHM çalÕúanlarÕnÕn öncel൴kl൴ olarak¿nansal okuryazarlÕk d zeyler൴n൴ |lçmek amaçlÕ ver൴kayna÷Õ olarak anket uygulanmÕú ve |lç mde ൴seMann Wh൴tney U, Kruskal Wall൴s test൴, Spearmankorelasyon anal൴z൴ kullanÕlmÕútÕr. F൴nansal okuryazarlÕk e÷൴t൴mler൴n൴ verecek olan e÷൴t൴c൴ler൴n൴n ¿nansalokuryazarlÕk d zeyler൴ d ú k çÕkmÕútÕr. BakanlÕ÷Õne÷൴t൴m programÕnÕ |ncel൴kl൴ olarak e÷൴t൴c൴ler൴ e÷൴tmekúekl൴nde plan yapÕlmasÕ gerekl൴l൴÷൴ ortaya çÕkmÕútÕr.

Abstract

The financial literacy level of individuals and families was one of the critical topics of the previous century. Specially developed countries realized the issue and started studies to develop it. In addition to this, individuals have started to realize the importance of saving that they have incomplete information about the income they will deserve in retirement. Using the savings and benefiting from investment tools is a problem, and financial literacy is considered a solution. After the economic crises that have affected the World in recent years, the poor population has gradually increased in countries, and poverty alleviation programs have become the countries' priority policy. In the context of strengthening the family, efforts to increase women's education and knowledge level have been initiated by the Ministry of MCHF, and Financial literacy training has been included in development programs. Training started to be carried out by Social Service Centers (SSC). In this study, a questionnaire was applied as a data source to measure SSC employees' financial literacy levels who run the Family Education Program for families and women and provide financial literacy training. The measurements were used as Mann Whitney U, Kruskal Wallis test, Spearman Correlation analysis. The financial literacy level of the trainers who will give financial literacy training is found to be rather low. The necessity to plan the training program of the Ministry as training the trainers has emerged