Dergiler / Ömer Halisdemir Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi / 2015 / Cilt: 8 - Sayı: 4
KATILIM BANKALARININ KAR PAYI ÖDEMELERİ İLE MEVDUAT BANKALARININ FAİZ ÖDEMELERİNİN BİRBİRLERİNE YAKIN OLMASININ NEDENLERİNİN ARAŞTIRILMASI
- Sayfa
- 41–51
- DOI
- —
Özet
KATILIM BANKALARININ KAR PAYI ÖDEMELERİ İLE MEVDUAT BANKALARININ FAİZ ÖDEMELERİNİN BİRBİRLERİNE YAKIN OLMASININ NEDENLERİNİN ARAŞTIRILMASI
Abstract
The purpose of this study is to search the reasons why divident rate of the participation banks and interest rate of the traditional banks, in Turkey, are very close to each other. To do this, first, divident payment of the participation banks and interest payment of the traditional banks, in Turkey, are compared and then fund usage of the participation banks are investigated as methods and amount. In this research, data involving 2010-2014 term and trend analysis method are used. At the end of the study, it is seen that divident rate of the participation banks and interest rate of the traditional banks are almost same. According to the results of the study, the reson why divident rate and interest rate are close to each other is that participation banks’ usage of “profit/loss partnership” fund method (mudaraba and muşarake) is very little, on the other hand, usage of the “murabaha” method is very much